| Patent # | Description |
|---|---|
| 2012/0078788 |
TRANSACTIONS BY FLICKING A user can transfer items, such as a money, a payment request, virtual goods, listings, etc., by flicking the item on a user device, such as a smart phone. The... |
| 2012/0078787 |
Mobile Agent Methods and Systems Methods and systems are described for providing financial services to a disaster area. Biographical information may be received from a disaster victim. A first... |
| 2012/0078786 |
DEPOSIT TRANSACTION-LEVEL INFORMATION Some embodiments of the present invention provide a method that includes: (a) receiving information associated with a deposit transaction, where the deposit... |
| 2012/0078785 |
ESTIMATED BALANCE Some embodiments of the present invention provide a method that includes: (a) receiving information associated with a deposit account; (b) determining, based at... |
| 2012/0078784 |
AVAILABLE BALANCE ENHANCEMENT In some embodiments of the present invention, a method is provided that includes: (a) receiving information associated with a first transaction, where the first... |
| 2012/0078783 |
METHOD, APPARATUS, AND SYSTEM FOR ENABLING PURCHASER TO DIRECT PAYMENT
APPROVAL, SETTLEMENT, AND MEMBERSHIP... The present invention relates to a payment system using a mobile communication terminal, and includes a transceiver having a dummy function, a purchaser mobile... |
| 2012/0078782 |
METHOD AND SYSTEM TO PROCESS PAYMENT USING URL SHORTENING AND/OR QR CODES Provided is a method and system for payment processing, including emailing a billing statement to a payer by a biller, the billing statement including an online... |
| 2012/0078781 |
Automatic Bill-Pay Setup A system and method of automatically setting up bill-pay transactions between a customer of a financial institution and a bill-pay client is presented. The... |
| 2012/0078780 |
TRANSACTIONAL SAVINGS AND INVESTMENTS A method of transactional savings is described. First and second portions of a total amount associated with a transaction may be identified. The first portion... |
| 2012/0078779 |
Real Estate Financing System and Method A method for facilitating and reducing the risk for both the homebuyer and the investor providing the funds for the purchase of a home includes requiring that... |
| 2012/0078778 |
SYSTEM, METHOD AND COMPUTER PROGRAM STORAGE DEVICE FOR DETECTING SHORT
SALE FRAUD A short sale monitoring system, method and computer program product assist in identifying potential fraudulent activity associated with short sale real estate... |
| 2012/0078777 |
Live Alerts Systems and methods for monitoring the trading of financial instruments are provided. Trading messages are received at a live alert server. The messages are... |
| 2012/0078776 |
CONVERTING A TRADE TRANSACTION AGREEMENT INTO ALLOWABLE STRUCTURED
PROJECTS A trade transaction agreement, defined as a basket, of one or more structured products, may be converted into one or more structured products. Trade information... |
| 2012/0078775 |
Electronic call auction trading system and method A computer-implemented method for initiating a call action trade including the steps of providing at least one user trade request to a computer system and... |
| 2012/0078774 |
Method and System for Calculating an Intraday Indicative Value of
Leveraged Bullish and Bearish Exchange Traded... A computer implemented method, system, and software for calculating and using an intraday indicative value of a leveraged Bullish or Bearish exchange traded... |
| 2012/0078773 |
Method and System for Calculating an Intraday Indicative Value of
Leveraged Bullish and Bearish Exchange Traded... A computer implemented method, system, and software for calculating and using an intraday indicative value of a leveraged Bullish or Bearish exchange traded... |
| 2012/0078772 |
APPARATUSES, METHODS AND SYSTEMS FOR A DYNAMIC TRANSACTION MANAGEMENT AND
CLEARING ENGINE A Dynamic Transaction Management and Clearing Engine that transforms various data inputs into transaction processing outputs. Contract purchase details,... |
| 2012/0078771 |
Systems, Methods, and Apparatus for Creating and Trading Hybrid Derivative
Financial Instruments Computer systems, methods, and exchanges for generating and trading novel investment products ("V.chi.lshares") are described. In some embodiments, the computer... |
| 2012/0078770 |
METHOD FOR VALUING FORWARDS, FUTURES AND OPTIONS ON REAL ESTATE A system and method for matching buy and sell orders is provided. A daily cash index of real estate values for a local region is maintained and a trading... |
| 2012/0078769 |
METHOD, AGENT AND COMPUTER PROGRAM PRODUCT FOR STRATEGY SELECTION IN
AUTONOMOUS TRADING AGENTS In a method of strategy selection trading in autonomous trading agents, a plurality of information is perceived regarding characteristics of an autonomous... |
| 2012/0078768 |
METHOD AND SYSTEM FOR MANAGING COMMODITY TRANSACTIONS The present invention relates to a web based system for handling commodity transactions. The system is an electronic system, and allows for the central filing,... |
| 2012/0078767 |
STAKEHOLDER COLLABORATION A technique for improving collaboration between relevant parties in a commercial transaction involves sending a timely alert to stakeholders with regard to a... |
| 2012/0078766 |
SYSTEMS AND METHODS FOR CUSTOMER VALUE OPTIMIZATION INVOLVING
PRODUCT/SERVICE OPTIMIZATION Systems and methods can provide for customer value optimization. The customer value optimization can include analyzing certain transaction and/or... |
| 2012/0078765 |
Instant Financial Account Verification Using Direct Connect Data
Communication Protocol And Open Financial... A method for verifying a user's account, e.g., a checking account, at a financial institution, e.g., a bank, includes establishing a direct connection with the... |
| 2012/0078764 |
Automatic Identification Of Bill-Pay Clients A system and method of automatically identifying bill-pay clients eligible for an electronic bill-pay transaction with a customer of a financial institution is... |
| 2012/0078763 |
User Feedback in Semi-Automatic Question Answering Systems A system applies rules to a set of documents to generate codes, such as billing codes for use in medical billing. A human operator provides input specifying... |
| 2012/0078762 |
Method for Providing Donations to Third Parties During a Financial
Transaction and Tracking the Details of the... A method for embedding a socially conscious donation, contribution, payment into a transaction at the point of sale or purchase using any payment platform that... |
| 2012/0078761 |
Single Audit Tool Systems and techniques are disclosed for planning and performing an audit. The systems and techniques determine whether a Single Audit or a program-specific... |
| 2012/0078760 |
Accounting System for Automated Transaction Apparatuses An accounting system for a plurality of automated transaction apparatuses includes a first control unit electrically connected to a computer. A first... |
| 2012/0078759 |
CALL CENTER INTEGRATED PRINTING DEVICE CONSUMABLE CABINET DEVICE SERVICE A system and method for tracking, controlling, and replenishing consumption of at least one consumable item in a printing system are disclosed. The system... |
| 2012/0078758 |
BEHAVIOR EXCHANGE SYSTEM AND METHOD OF USE An exchange system and method for exchanging positive behavior for items of monetary or social value. The exchange system uses databases that allow automated... |
| 2012/0078757 |
Portable Computing Device for Posting Goods to an Electronic Marketplace A method and apparatus for creating a computerized market for used and collectible goods by use of a plurality of low cost posting terminals and a market maker... |
| 2012/0078756 |
INFORMATION PROCESSING APPARATUS, STORAGE MEDIUM, INFORMATION PROCESSING
METHOD, AND INFORMATION PROCESSING SYSTEM Provided are application execution means for executing one or more application programs, and metadata accumulation and storage means for accumulating and... |
| 2012/0078755 |
METHOD AND SYSTEM FOR ASSISTING USERS DURING ONLINE SHOPPING A method, system, and computer program product for assisting a user in one or more activities during online shopping. The method facilitates tracking of at... |
| 2012/0078754 |
Query Analysis for Geographic-Based Listing Service A unique system and method facilitates analyzes searches or queries that are geographic based. In particular, a user can submit a geo-tag based search for items... |
| 2012/0078753 |
Business Transaction Network System A network business transaction system includes a foreground system and a background system. The foreground system has an order module. The background system has... |
| 2012/0078752 |
TRANSACTION IDENTIFIED HANDLING SYSTEM The present invention relates to methods, a transaction router (28) and a transaction handling system comprising a transaction router (28) and at least one... |
| 2012/0078751 |
Mobile device point of sale transaction system A system and method for a more convenient and secure purchase transaction system using a mobile device associated with a user and a COIN financial instrument... |
| 2012/0078750 |
Method and system for purchasing goods and services for a group of
individuals through a communication network Allowing users to organize financial resources, it is one object of the present invention to provide a ticket vending and purchasing system for preventing... |
| 2012/0078749 |
IDENTIFIER-BASED CHARGE ON DELIVERY TRANSACTION Guaranteed funds from a buyer are held until a delivery to the buyer is confirmed by a payment provider. The funds are then released to the seller immediately... |
| 2012/0078748 |
Computer Based Procurement System and Method Computer based procurement system and method. The method comprises receiving search input for item to be purchased and searching one or more electronic catalogs... |
| 2012/0078747 |
RECOMMENDATION SYSTEM CAPABLE OF ADAPTING TO USER FEEDBACK A recommendation system uses feedback from users on specific item recommendations to assess the quality of the recommendation rules used to generate such... |
| 2012/0078746 |
SYSTEMS AND METHODS FOR DISCOVERY OF RELATED INTERACTABLE ITEMS IN A
MOBILE STORE ENVIRONMENT Methods and apparatus for providing interactable item suggestions may include selecting a seed interactable item and determining a first set of one or more... |
| 2012/0078745 |
METHODS AND APPARATUS FOR APPLYING BIDS USED IN A PRIMARY AUCTION TO A
SECONDARY AUCTION In some embodiments, a non-transitory processor readable-medium stores code representing instructions to cause a processor to receive, before a time period, a... |
| 2012/0078744 |
Method for Sale of Goods and Services Over a Wide Area Network A system for an online auction for bidders wishing to purchase offered products over a wide area network such as the Internet. Using a graphic interface bidders... |
| 2012/0078743 |
System and Method for Coordinating Transport of Cargo A marketplace may be provided to allow posting of transport jobs and bidding on various aspects of the transport jobs. For example, a carrier may bid on... |
| 2012/0078742 |
System and method for generating leads for the sale of goods and services A system and method for facilitating the collection and processing of sales referral information from any individual other than the actual buyer, but possessing... |
| 2012/0078741 |
FUEL DISPENSER A fuel dispenser comprises fuel dispensing apparatus mounted within a housing and a nozzle for dispensing fuel. The fuel dispensing apparatus includes control... |
| 2012/0078740 |
PORTABLE TERMINAL AND ITS PROGRAMS, SETTLEMENT APPARATUS, AND
MERCHANDISING INFORMATION PROVIDING APPARATUS On receiving simplified settlement data generated form settlement data and ID data for downloading electronic-receipt data from an electronic-receipt server,... |
| 2012/0078739 |
Electronic registration systems for tracking and/or identifying fraudulent
gift cards purchased or linked to... The exemplary embodiments described herein relate to the field of electronic registration (ER) of purchased products and, more particularly, to an improved... |