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Patent # Description
2012/0078788 TRANSACTIONS BY FLICKING
A user can transfer items, such as a money, a payment request, virtual goods, listings, etc., by flicking the item on a user device, such as a smart phone. The...
2012/0078787 Mobile Agent Methods and Systems
Methods and systems are described for providing financial services to a disaster area. Biographical information may be received from a disaster victim. A first...
2012/0078786 DEPOSIT TRANSACTION-LEVEL INFORMATION
Some embodiments of the present invention provide a method that includes: (a) receiving information associated with a deposit transaction, where the deposit...
2012/0078785 ESTIMATED BALANCE
Some embodiments of the present invention provide a method that includes: (a) receiving information associated with a deposit account; (b) determining, based at...
2012/0078784 AVAILABLE BALANCE ENHANCEMENT
In some embodiments of the present invention, a method is provided that includes: (a) receiving information associated with a first transaction, where the first...
2012/0078783 METHOD, APPARATUS, AND SYSTEM FOR ENABLING PURCHASER TO DIRECT PAYMENT APPROVAL, SETTLEMENT, AND MEMBERSHIP...
The present invention relates to a payment system using a mobile communication terminal, and includes a transceiver having a dummy function, a purchaser mobile...
2012/0078782 METHOD AND SYSTEM TO PROCESS PAYMENT USING URL SHORTENING AND/OR QR CODES
Provided is a method and system for payment processing, including emailing a billing statement to a payer by a biller, the billing statement including an online...
2012/0078781 Automatic Bill-Pay Setup
A system and method of automatically setting up bill-pay transactions between a customer of a financial institution and a bill-pay client is presented. The...
2012/0078780 TRANSACTIONAL SAVINGS AND INVESTMENTS
A method of transactional savings is described. First and second portions of a total amount associated with a transaction may be identified. The first portion...
2012/0078779 Real Estate Financing System and Method
A method for facilitating and reducing the risk for both the homebuyer and the investor providing the funds for the purchase of a home includes requiring that...
2012/0078778 SYSTEM, METHOD AND COMPUTER PROGRAM STORAGE DEVICE FOR DETECTING SHORT SALE FRAUD
A short sale monitoring system, method and computer program product assist in identifying potential fraudulent activity associated with short sale real estate...
2012/0078777 Live Alerts
Systems and methods for monitoring the trading of financial instruments are provided. Trading messages are received at a live alert server. The messages are...
2012/0078776 CONVERTING A TRADE TRANSACTION AGREEMENT INTO ALLOWABLE STRUCTURED PROJECTS
A trade transaction agreement, defined as a basket, of one or more structured products, may be converted into one or more structured products. Trade information...
2012/0078775 Electronic call auction trading system and method
A computer-implemented method for initiating a call action trade including the steps of providing at least one user trade request to a computer system and...
2012/0078774 Method and System for Calculating an Intraday Indicative Value of Leveraged Bullish and Bearish Exchange Traded...
A computer implemented method, system, and software for calculating and using an intraday indicative value of a leveraged Bullish or Bearish exchange traded...
2012/0078773 Method and System for Calculating an Intraday Indicative Value of Leveraged Bullish and Bearish Exchange Traded...
A computer implemented method, system, and software for calculating and using an intraday indicative value of a leveraged Bullish or Bearish exchange traded...
2012/0078772 APPARATUSES, METHODS AND SYSTEMS FOR A DYNAMIC TRANSACTION MANAGEMENT AND CLEARING ENGINE
A Dynamic Transaction Management and Clearing Engine that transforms various data inputs into transaction processing outputs. Contract purchase details,...
2012/0078771 Systems, Methods, and Apparatus for Creating and Trading Hybrid Derivative Financial Instruments
Computer systems, methods, and exchanges for generating and trading novel investment products ("V.chi.lshares") are described. In some embodiments, the computer...
2012/0078770 METHOD FOR VALUING FORWARDS, FUTURES AND OPTIONS ON REAL ESTATE
A system and method for matching buy and sell orders is provided. A daily cash index of real estate values for a local region is maintained and a trading...
2012/0078769 METHOD, AGENT AND COMPUTER PROGRAM PRODUCT FOR STRATEGY SELECTION IN AUTONOMOUS TRADING AGENTS
In a method of strategy selection trading in autonomous trading agents, a plurality of information is perceived regarding characteristics of an autonomous...
2012/0078768 METHOD AND SYSTEM FOR MANAGING COMMODITY TRANSACTIONS
The present invention relates to a web based system for handling commodity transactions. The system is an electronic system, and allows for the central filing,...
2012/0078767 STAKEHOLDER COLLABORATION
A technique for improving collaboration between relevant parties in a commercial transaction involves sending a timely alert to stakeholders with regard to a...
2012/0078766 SYSTEMS AND METHODS FOR CUSTOMER VALUE OPTIMIZATION INVOLVING PRODUCT/SERVICE OPTIMIZATION
Systems and methods can provide for customer value optimization. The customer value optimization can include analyzing certain transaction and/or...
2012/0078765 Instant Financial Account Verification Using Direct Connect Data Communication Protocol And Open Financial...
A method for verifying a user's account, e.g., a checking account, at a financial institution, e.g., a bank, includes establishing a direct connection with the...
2012/0078764 Automatic Identification Of Bill-Pay Clients
A system and method of automatically identifying bill-pay clients eligible for an electronic bill-pay transaction with a customer of a financial institution is...
2012/0078763 User Feedback in Semi-Automatic Question Answering Systems
A system applies rules to a set of documents to generate codes, such as billing codes for use in medical billing. A human operator provides input specifying...
2012/0078762 Method for Providing Donations to Third Parties During a Financial Transaction and Tracking the Details of the...
A method for embedding a socially conscious donation, contribution, payment into a transaction at the point of sale or purchase using any payment platform that...
2012/0078761 Single Audit Tool
Systems and techniques are disclosed for planning and performing an audit. The systems and techniques determine whether a Single Audit or a program-specific...
2012/0078760 Accounting System for Automated Transaction Apparatuses
An accounting system for a plurality of automated transaction apparatuses includes a first control unit electrically connected to a computer. A first...
2012/0078759 CALL CENTER INTEGRATED PRINTING DEVICE CONSUMABLE CABINET DEVICE SERVICE
A system and method for tracking, controlling, and replenishing consumption of at least one consumable item in a printing system are disclosed. The system...
2012/0078758 BEHAVIOR EXCHANGE SYSTEM AND METHOD OF USE
An exchange system and method for exchanging positive behavior for items of monetary or social value. The exchange system uses databases that allow automated...
2012/0078757 Portable Computing Device for Posting Goods to an Electronic Marketplace
A method and apparatus for creating a computerized market for used and collectible goods by use of a plurality of low cost posting terminals and a market maker...
2012/0078756 INFORMATION PROCESSING APPARATUS, STORAGE MEDIUM, INFORMATION PROCESSING METHOD, AND INFORMATION PROCESSING SYSTEM
Provided are application execution means for executing one or more application programs, and metadata accumulation and storage means for accumulating and...
2012/0078755 METHOD AND SYSTEM FOR ASSISTING USERS DURING ONLINE SHOPPING
A method, system, and computer program product for assisting a user in one or more activities during online shopping. The method facilitates tracking of at...
2012/0078754 Query Analysis for Geographic-Based Listing Service
A unique system and method facilitates analyzes searches or queries that are geographic based. In particular, a user can submit a geo-tag based search for items...
2012/0078753 Business Transaction Network System
A network business transaction system includes a foreground system and a background system. The foreground system has an order module. The background system has...
2012/0078752 TRANSACTION IDENTIFIED HANDLING SYSTEM
The present invention relates to methods, a transaction router (28) and a transaction handling system comprising a transaction router (28) and at least one...
2012/0078751 Mobile device point of sale transaction system
A system and method for a more convenient and secure purchase transaction system using a mobile device associated with a user and a COIN financial instrument...
2012/0078750 Method and system for purchasing goods and services for a group of individuals through a communication network
Allowing users to organize financial resources, it is one object of the present invention to provide a ticket vending and purchasing system for preventing...
2012/0078749 IDENTIFIER-BASED CHARGE ON DELIVERY TRANSACTION
Guaranteed funds from a buyer are held until a delivery to the buyer is confirmed by a payment provider. The funds are then released to the seller immediately...
2012/0078748 Computer Based Procurement System and Method
Computer based procurement system and method. The method comprises receiving search input for item to be purchased and searching one or more electronic catalogs...
2012/0078747 RECOMMENDATION SYSTEM CAPABLE OF ADAPTING TO USER FEEDBACK
A recommendation system uses feedback from users on specific item recommendations to assess the quality of the recommendation rules used to generate such...
2012/0078746 SYSTEMS AND METHODS FOR DISCOVERY OF RELATED INTERACTABLE ITEMS IN A MOBILE STORE ENVIRONMENT
Methods and apparatus for providing interactable item suggestions may include selecting a seed interactable item and determining a first set of one or more...
2012/0078745 METHODS AND APPARATUS FOR APPLYING BIDS USED IN A PRIMARY AUCTION TO A SECONDARY AUCTION
In some embodiments, a non-transitory processor readable-medium stores code representing instructions to cause a processor to receive, before a time period, a...
2012/0078744 Method for Sale of Goods and Services Over a Wide Area Network
A system for an online auction for bidders wishing to purchase offered products over a wide area network such as the Internet. Using a graphic interface bidders...
2012/0078743 System and Method for Coordinating Transport of Cargo
A marketplace may be provided to allow posting of transport jobs and bidding on various aspects of the transport jobs. For example, a carrier may bid on...
2012/0078742 System and method for generating leads for the sale of goods and services
A system and method for facilitating the collection and processing of sales referral information from any individual other than the actual buyer, but possessing...
2012/0078741 FUEL DISPENSER
A fuel dispenser comprises fuel dispensing apparatus mounted within a housing and a nozzle for dispensing fuel. The fuel dispensing apparatus includes control...
2012/0078740 PORTABLE TERMINAL AND ITS PROGRAMS, SETTLEMENT APPARATUS, AND MERCHANDISING INFORMATION PROVIDING APPARATUS
On receiving simplified settlement data generated form settlement data and ID data for downloading electronic-receipt data from an electronic-receipt server,...
2012/0078739 Electronic registration systems for tracking and/or identifying fraudulent gift cards purchased or linked to...
The exemplary embodiments described herein relate to the field of electronic registration (ER) of purchased products and, more particularly, to an improved...
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