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Patent # Description
2016/0132901 Ranking Vendor Data Objects
A system and method of providing web pages of ranked organization to a user. The user may update data about an organization which will cause the ranking to be...
2016/0132900 Informative Bounce Rate
In embodiments of informative bounce rate, keywords can be obtained from content of a Web page, and source content is extracted from a referring source that...
2016/0132899 Monitoring of Events and Key Figures
A system, a method, and a computer program product for monitoring of events and key figures are disclosed. An event in a plurality of events associated with a...
2016/0132898 METHODS AND PRODUCTS FOR PRODUCT TRACING AND AUTHENTICATION USING CONDUCTIVE INKS
Example embodiments of a product authentication method may include triggering a first authentication process in response to sensing a conductive ink in...
2016/0132897 COPYRIGHT INFRINGEMENT PREVENTION
In an approach for determining printability of an electronic file, a computer electronically receives a file for printing. The computer parses the file for one...
2016/0132896 Global Regulatory Compliance Optimization Tool
A method, computer program product, and/or hardware system optimizes regulatory compliance. An industry category for an enterprise is identified. A set of...
2016/0132895 METHOD OF INTERNET REAL-TIME CUSTOMER SERVICE
The present invention provides a method of Internet real-time customer service, including the steps of: providing an online customer service system connected...
2016/0132894 DIGITAL COMPANION WRAP PACKAGES ACCOMPANYING THE SALE OR LEASE OF A PRODUCT AND/OR SERVICE
Creating and delivering a digital companion in response to the sale and/or lease of a product and/or service. The digital companion is delivered in the form of...
2016/0132893 SYSTEM AND METHOD FOR RETURNED GOODS MANAGEMENT
A solution for centralized management of returned goods transactions is described. The solution may receive a returned good content that comprises a picture of...
2016/0132892 METHOD AND SYSTEM FOR ESTIMATING CUSTOMER SATISFACTION
Method, system, and programs for estimating customer satisfaction associated with a customer are disclosed. In one example, a plurality of time series is...
2016/0132891 SYSTEM AND METHOD FOR FACILITATING SECURE SELF PAYMENT TRANSACTIONS OF RETAIL GOODS
Disclosed herein are various embodiments for systems and methods for self payment and verification of the purchase of retail goods and services. According to...
2016/0132890 POINT OF TRANSACTION DEVICE WITH MULTI-FACTOR AUTHENTICATION
Systems, devices, and methods for multi-factor authentication for transaction processing are provided. A point-of-transaction device captures customer...
2016/0132889 SYSTEM AND METHOD FOR PAYER CONTROLLED PAYMENT PROCESSING SYSTEM
Methods, systems, and computer programs for processing payment request for a payment instrument. The method includes setting issuer attributes for the payment...
2016/0132888 SYSTEM AND METHOD FOR INVESTIGATING FRAUDULENT ACTIVITY
An apparatus comprises a memory and a processor. The memory is operable to store information associated with a user account. The processor can receive a...
2016/0132887 SYSTEMS AND METHODS FOR DETECTING COMPROMISED AUTOMATED TELLER MACHINES
A computer-implemented method for detecting compromised automated teller machines is provided. The method includes receiving activity data from an ATM,...
2016/0132886 FRAUD DETECTION SYSTEMS AND METHODS
Systems and methods disclosed herein related to a fraud detection system that receives data from multiple sources and normalizes the data to create transaction...
2016/0132885 COMPARING EXTRACTED CARD DATA USING CONTINUOUS SCANNING
Comparing extracted card data from a continuous scan comprises receiving, by one or more computing devices, a digital scan of a card; obtaining a plurality of...
2016/0132884 REAL-TIME PAYMENTS THROUGH FINANCIAL INSTITUTION
A payment provider uses bank rails to enable a bank customer to send real-time payments through the bank site by simply entering a recipient identifier, such...
2016/0132883 System and Method for Verification, Authentication, and Notification of Transactions
A system and method are provided for verifying, authenticating, and providing notification of a transaction such as a commercial or financial transaction, with...
2016/0132882 SYSTEM AND METHOD FOR INVESTIGATING FRAUDULENT ACTIVITY
An apparatus comprises a memory and a processor. The memory is operable to store information associated with a user account. The processor can receive a...
2016/0132881 APPARATUS AND METHOD FOR PAYMENT
An electronic device and a method for transmitting authentication information in a mobile payment environment are provided. The electronic device includes a...
2016/0132880 Authorizing Transactions Using Mobile Device Based Rules
Rules relating to the authorization of contactless payment transactions may be stored on a mobile device. After provision of contactless payment credentials to...
2016/0132879 SYSTEM AND METHOD FOR ENFORCING DIFFERENTIAL PRICING
Systems and methods are provided for enforcing differential pricing and other pricing structures using a payment network. One embodiment of the payment network...
2016/0132878 Payment Card Including User Interface for Use with Payment Card Acceptance Terminal
A payment card, for use with a payment card acceptance terminal, and related systems and methods are disclosed. The payment card includes an acceptance...
2016/0132877 SECURE AUTHORIZATIONS USING INDEPENDENT COMMUNICATIONS AND DIFFERENT ONE-TIME-USE ENCRYPTION KEYS FOR EACH...
A registered provider device encrypts provider input related to a transaction between the provider device and one of many registered user devices to create an...
2016/0132876 AUTOMATIC CLOSED LOOP PAYMENT REDEMPTION
Redeeming closed loop payment instruments in wallet account transactions comprises a payment system server configured to associate financial accounts with a...
2016/0132875 ENHANCEMENT OF MOBILE DEVICE INITIATED TRANSACTIONS
An account management system receives a payment authorization request from a merchant system for a transaction involving a user. The account management system...
2016/0132874 SECURE AUTHORIZATIONS USING INDEPENDENT COMMUNICATIONS AND DIFFERENT ONE-TIME-USE ENCRYPTION KEYS FOR EACH...
A registered provider device encrypts provider input related to a transaction between the provider device and one of many registered user devices to create an...
2016/0132873 SECURE DATA ENTRY AND DISPLAY FOR A COMMUNICATION DEVICE
The present invention is a secure transaction apparatus for use with, arid that interacts with, a mobile communication device and a remote secure transaction...
2016/0132872 SECURE DATA TRANSFER FROM A VENDING DEVICE TO PORTABLE DATA STORAGE DEVICES
Techniques for transferring secured data from a vending device to portable data storage device are described herein. The vending device receives a request from...
2016/0132871 SECURE REDEMPTION CODE GENERATION FOR GIFT CARDS AND PROMOTIONS
A stored value card management system and method secures against the fraudulent use of stored value cards. A secure redemption code is generated comprising...
2016/0132870 METHOD AND SYSTEM FOR PROCESSING SECURE OFFLINE TRANSACTIONS
This application discloses a method implemented at a server to facilitate secure offline transactions. The server receives, from a client device, an...
2016/0132869 ENCRYPTING FINANCIAL ACCOUNT NUMBERS SUCH THAT EVERY DECRYPTION ATTEMPT RESULTS IN VALID ACCOUNT NUMBERS
A decryption module is enabled on one or more authorized devices. A user's financial account information is encrypted using a card verification number, or some...
2016/0132868 SAVING MERCHANT ARTIFACTS TO A VIRTUAL WALLET
A virtual wallet system provides embedded controls to a merchant for association and display with merchant artifacts on a merchant interface. Merchant...
2016/0132867 SYSTEM AND METHOD FOR SPLIT PAYMENT CARD ACCOUNT TRANSACTIONS
A method includes receiving a first account indicator, where the first account indicator identifies a first financial account. The method further includes...
2016/0132866 DEVICE, SYSTEM, AND METHOD FOR CREATING VIRTUAL CREDIT CARD
The present disclosure directs to method, device, system for creating virtual credit card. The method may include: acquiring a subset of real-name information...
2016/0132865 ELECTRONIC DEVICE INCLUDING A PLURALITY OF PAYMENT MODULES
An electronic device comprising: a near field communication (NFC) module; a magnetic stripe data transmission (MST) module; and at least one processor...
2016/0132864 PAYMENT PROCESSING APPARATUS
A payment processing apparatus and a system or a method are provided that have a location-agnostic payment code, where the user does not have to check in to...
2016/0132863 TEXT MESSAGE PAYMENT
A computer-implemented method of effectuating an electronic on-line payment includes receiving at a computer server system a text message from a payor...
2016/0132862 ENHANCED NEAR FIELD COMMUNICATIONS ATTACHMENT
A secure fob that enables a user to pay for an item or items without needing to present a mobile device. A secure fob may include a proximity capability to...
2016/0132861 METHOD, DEVICE AND SECURE ELEMENT FOR CONDUCTING A SECURED FINANCIAL TRANSACTION ON A DEVICE
A device and a secure element for conducting a secured financial transaction are disclosed. The device comprises a central processing unit; a communication...
2016/0132860 METHOD AND SYSTEM OF PROCESSING PAYMENT USING INSTANT MESSAGE SERVICE
Disclosed is a method of processing a payment using an IMS. The method includes obtaining information on a chat room generated through an instant message...
2016/0132859 INITIATING PEER-TO-PEER TRANSACTIONS WITH A MAGNETIC STRIP CARD
The present invention provides a computer-implemented method to conduct a peer-to-peer transaction. A peer-to-peer transaction system receives a request for...
2016/0132858 SYSTEM AND METHOD FOR DEFAULT PAYMENT SETTING
A consumer accesses a secure area of a transaction account website and provides their login information for retail websites. The transaction account issuer or...
2016/0132857 SYSTEMS AND METHODS FOR DETERMINING AN ACTUAL GEOGRAHPIC LOCATION OF A PAYMENT TRANSACTION
A computer-implemented method for determining an actual geographic location of a payment transaction is provided. The method uses an actual geographic location...
2016/0132856 COMMODITY SALES DATA PROCESSING APPARATUS, INFORMATION PROCESSING TERMINAL AND CONTROL METHOD FOR THE SAME
A tablet terminal is possible to select any one of a plurality of docking stations on the condition that it can be detached from the docking station. The...
2016/0132855 COMMODITY SALES DATA PROCESSING APPARATUS, READING APPARATUS AND METHOD BY THE SAME
A commodity sales data processing apparatus comprises an image capturing module which photographs a commodity and output the appearance image of the commodity;...
2016/0132854 SELFCHECKOUT USING GUIDANCE
Method and apparatus for performing security checks at a self-checkout kiosk in a retail store. The customers can create lists of items for purchase as they...
2016/0132853 REMOTE AUTHENTICATION FOR POINT OF SALE MACHINE USING A MOBILE NUMBER THROUGH UNSTRUCTURED SUPPLEMENTARY...
Remotely authenticating an invoice amount for a sales transaction with a merchant through a mobile device of a user using a USSD session initiated by a telecom...
2016/0132852 POINT-OF-SALE SYSTEM
A point-of-sale system includes a stand that supports a tablet computer. The tablet computer can run a merchant application to provide the typical ...
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