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Patent # Description
2016/0203509 Churn Modeling Based On Subscriber Contextual And Behavioral Factors
Subject innovations are directed towards a churn model using dynamic state-space modeling to determine churn risks for each active subscriber of a service...
2016/0203508 METHOD AND SYSTEM FOR DISTRIBUTING AND TRACKING EFFECTIVENESS OF PRODUCT RECOMMENDATIONS
A method of distributing purchase recommendations to a user terminal and tracking their effectiveness includes receiving an image of a product code captured...
2016/0203507 Educational Guide Module Having a Reward System for Virtual Storage System
An educational guide module including a reward system for a virtual storage system in data communication with a user computing device via a communication...
2016/0203506 INFERRING PURCHASE INTENT USING NON-PAYMENT TRANSACTION EVENTS
Inferring purchase intent using non-payment transaction signals predicts whether a payment transaction has been completed based on non-payment information. An...
2016/0203505 NETWORK SHOPPING SYSTEM AND ASSOCIATED IMPLEMENTATION METHOD
A network shopping system and an associated implementation method are provided. The network shopping system and the associated implementation method are...
2016/0203504 GAME-BASED ADVERTISING SYSTEM AND METHOD
A game-based system and method are provided which employ a central system controller and a plurality of interactive display terminals geographically dispersed...
2016/0203503 SYSTEM FOR COLLECTING AFFILIATE STORE LOCATION INFORMATION USING MEMBERSHIP CARD USE INFORMATION, METHOD OF...
Disclosed herein are a system for collecting affiliate store location information using information about use of a membership card, a method for collecting...
2016/0203502 EVALUATING AND DISPLAYING FEEDBACK FOR AN ITEM DISTRIBUTED TO A GROUP OF USERS AT A COLLABORATIVE EVENT
Approaches presented herein enable evaluating and displaying feedback for an item distributed to a group of users, e.g., at a collaborative event. ...
2016/0203501 SYSTEMS AND METHODS FOR MERCHANT BUSINESS INTELLIGENCE TOOLS
The disclosed embodiments generally relate to systems and methods for business analytics, and more particularly, to systems and methods for merchant business...
2016/0203500 System for Improved Remote Processing and Interaction with Artificial Survey Administrator
A system for improved remote processing and interaction with an artificial survey administrator is disclosed. The system has user-defined data storage...
2016/0203499 CUSTOMER BEHAVIOR ANALYSIS SYSTEM, CUSTOMER BEHAVIOR ANALYSIS METHOD, NON-TRANSITORY COMPUTER READABLE MEDIUM,...
A customer behavior analysis system (10) includes an image information acquisition unit (11) that acquires input image information on an image taken of a...
2016/0203498 SYSTEM AND METHOD FOR IDENTIFYING AND SCORING LEADS FROM SOCIAL MEDIA
A system and method for identifying and scoring leads from social media. The method includes Identifying a lead by performing a semantic analysis of a data...
2016/0203497 System and methods for dynamically generating loyalty program communications based on a monitored physiological...
A method of dynamically generating loyalty program communications based on a monitored physiological state includes: monitoring, with at least one processor,...
2016/0203496 Multivariate Dynamic Rules Engine Framework and System
A process, framework and system for monitoring and managing financial transactions to assure compliance with customizable sets of standards are disclosed. The...
2016/0203495 METHOD AND SYSTEM FOR CERTIFICATION AND VERIFICATION OF GEMSTONES
The present invention discloses a method and system for certifying and verifying gemstones and a document certifying and verifying gemstones. The method...
2016/0203494 REGULATORY INVENTORY AND REGULATORY CHANGE MANAGEMENT FRAMEWORK
A computer implemented method, implemented by an enterprise, of receiving regulatory change data from a feed, identifying a regulatory change, and ...
2016/0203493 ELECTRONIC SHOP CUSTOMER REGISTRATION METHOD
A service provider places a server at a data center and a service user searches a website, connecting a terminal to the Internet. When the service user...
2016/0203492 SYSTEM AND METHOD FOR REQUESTING RECONCILIATION OF ELECTRONIC TRANSACTION RECORDS FOR ENHANCED SECURITY
A system and method for enhancing security of an electronic transaction is described. The method comprises sending a request for an authentication of an...
2016/0203491 DEVICE REPUTATION
A user device is associated with a dynamic trust score that may be updated as needed, where the trust score and the updates are based on various activities and...
2016/0203490 Systems and Methods for Travel-Related Anomaly Detection
A fraud score for a transaction in connection with an account is computed from retrieved data to indicate a probability of the account being in a compromised...
2016/0203489 METHODS, SYSTEMS, AND APPARATUS FOR IDENTIFYING RISKS IN ONLINE TRANSACTIONS
A method for identifying risks in online transactions is provided. The method includes recording a corresponding relation between an identification of a...
2016/0203488 Anti-Money Laundering Compliance Alert Life Cycle Management Process and System
A process and system for managing anti-money laundering compliance alerts using customizable sets of standards are disclosed. The Anti-Money Laundering...
2016/0203487 SYSTEMS AND METHODS FOR DETECTION OF SESSION TAMPERING AND FRAUD PREVENTION
The invention provides methods and apparatus for detecting when an online session is compromised. A plurality of device fingerprints may be collected from a...
2016/0203486 FRAUDULENT TRANSACTION DETECTION SYSTEM FOR USE IN IDENTITY-BASED ONLINE FINANCIAL TRANSACTION DECISIONING SYSTEM
Embodiments of the invention provide for systems to determine potential fraudulent activity associated with online financial transaction identity-based...
2016/0203485 SELECTIVE AUTHENTICATION BASED ON SIMILARITIES OF ECOMMERCE TRANSACTIONS FROM A SAME USER TERMINAL ACROSS...
A method of operating a computer system includes receiving from a merchant node an eCommerce authentication request for a pending eCommerce transaction...
2016/0203484 METHOD AND SYSTEM FOR RETRY PROCESSING OF CONTROLLED PAYMENT TRANSACTIONS
A method for retrying processing of a controlled payment transaction includes: storing, in a first database, account profiles, each including data related to a...
2016/0203483 Personal Account Authorization Controls
Methods and systems for processing transactions are disclosed. An example method can comprise generating or manipulating an account. The account can be...
2016/0203482 SYSTEM AND METHOD FOR GENERATING PAYMENT CREDENTIALS
A method and system for generating payment credentials are provided. A remotely accessible server receives a request for payment credentials for use in...
2016/0203481 SYSTEM AND METHOD FOR RECONCILING ELECTRONIC TRANSACTION RECORDS FOR ENHANCED SECURITY
A system and method for enhancing security of an electronic transaction is described. The method comprises receiving a request for an authentication of an...
2016/0203480 PIN CREATION SYSTEM AND METHOD
A user may select or create a PIN at a non-secure input device, such as a web-enabled personal computer. PINs are stored at a financial host in encrypted form,...
2016/0203479 SYSTEM AND METHOD FOR THE PROTECTION OF CONSUMER FINANCIAL DATA UTILIZING DYNAMIC CONTENT SHREDDING
Consumer Point-of-Sale (POS) systems are becoming a major target for financial data loss within the commerce ecosystem. Privileged information, such as account...
2016/0203478 SYSTEM AND METHOD FOR COMPARING ELECTRONIC TRANSACTION RECORDS FOR ENHANCED SECURITY
A system and method for enhancing security of a new transaction involving a portable transaction device by reconciling electronic transaction records is...
2016/0203477 CRYPTOGRAPHIC SECURITY FOR ELECTRONIC TRANSACTIONS
Various embodiments include a wallet service that processes a cryptocurrency deposit into a cryptocurrency wallet account maintained in a wallet service...
2016/0203476 METHOD AND APPARATUS FOR DISTRIBUTION OF MONEY TRANSFERS
A method for performing transactions comprises receiving registration information and transaction specifications, generating a distribution profile based on...
2016/0203475 METHOD AND SYSTEM FOR MAKING A SECURE PAYMENT TRANSACTION
A method and system are presented for making a secure payment transaction using a payment card associated with a consumer which has been registered with a...
2016/0203474 MOBILE DEVICES FOR ACTIVATING INSTANT DISPOSABLE PAYMENT CARDS
An instant disposable payment card can have a quick response (QR) code. The QR code can be scanned by the user. Scanning the QR code can facilitate activation...
2016/0203473 Kiosk Gift Card System and Method
A gift card system and method for purchasing gift cards at a kiosk is disclosed. The system/method includes a gift card distribution kiosk located at a retail...
2016/0203472 Transmitter and Method for Substantially Reducing Dead Zones in an Inductive Contactless Mobile Payment System
A transmitter to generate a signal to be read by a reader is described. The transmitter includes a driver circuit; and at least two inductors connected to the...
2016/0203471 WIRELESS TO MAGNETIC TRANSITION SMART CARD
A method and a device are disclosed including a Transition Smart Card (TSC) configured to be programmed by a smart phone to receive financial card information,...
2016/0203470 PAYMENT SERVICE METHOD AND SYSTEM USING CODE RECOGNITION
A payment service method and system using code identification is disclosed. The payment service method includes the steps of: identifying first code...
2016/0203469 SYSTEM AND METHOD OF FACILITATING MONETARY TRANSACTIONS
A system and method for facilitating monetary transaction is provided. The system and method utilizes a remote communication device. The remote communication...
2016/0203468 METHOD FOR AUTHENTICATING TRANSACTIONS
The present invention generally relates to systems and methods for authenticating transactions through a simplex communication. To allow trusting the...
2016/0203467 Apparatuses and Methods for Operating a Portable Electronic Device to Conduct Mobile Payment Transactions
Methods for operating a portable electronic device to conduct a mobile payment transaction at a merchant terminal are provided. The electronic device may...
2016/0203466 METHOD OF TRANSMITTING INFORMATION FROM EFFICIENT COMMUNICATION PROTOCOL CARD READERS TO MOBILE DEVICES
A method is provided of transmitting information with a communication protocol to a mobile device. A card reader is provided with a read head that has a slot...
2016/0203465 CHECK CASHING WITH A MOBILE PHONE
A card actuated automated banking machine (152, 198, 200) includes a plurality of transaction function devices. The transaction function devices include a card...
2016/0203464 TOLL PAYMENT COLLECTION WITH COMMUNICATION DEVICE
Implementations are directed to collecting toll fee for use of a toll road facility. In some implementations, actions include receiving a first signal, the...
2016/0203463 MOBILE CARD SHARING SERVICE METHOD AND SYSTEM WITH ENHANCED SECURITY
A mobile card sharing service method and system with enhanced security are disclosed. A payment means sharing method comprises the steps of: registering a...
2016/0203462 Method for sharing sale proceeds from E-commerce seller of mobile application
The present invention discloses a method for sharing sale proceeds from an E-commerce seller of a mobile application, comprising: presenting a sale request of...
2016/0203461 FACILITATION OF PAYMENTS BETWEEN COUNTERPARTIES BY A CENTRAL COUNTERPARTY
A system for moving money between accounts of traders by a central counterparty to facilitate payments, i.e. the movement of funds, there between is disclosed...
2016/0203460 FACILITATION OF PAYMENTS BETWEEN COUNTERPARTIES BY A CENTRAL COUNTERPARTY
A system for moving money between accounts of traders by a central counterparty to facilitate payments, i.e. the movement of funds, there between is disclosed...
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