At Patents you can conduct a Patent Search, File a Patent Application, find a Patent Attorney, or search available technology through our Patent Exchange. Patents are available using simple keyword or date criteria. If you are looking to hire a patent attorney, you've come to the right place. Protect your idea and hire a patent lawyer.
SYSTEM AND METHOD FOR MAKING ENGAGEMENT OFFERS BASED ON OBSERVED
A system and method for making engagement offers. A processor monitors a navigation path of a user navigating a website. The processor makes an offer for...
AUTOMATING CUSTOMER SERVICE AN INTERNET OF EVERYTHING ENVIRONMENT
Systems and methods are disclosed for automating customer service for a monitored device (MD). A method for an Internet of Everything management device to...
AUTOMATIC CRM DATA ENTRY
A method for data processing includes obtaining from multiple different organizations (24, 52, 54, 56) customer relationship management (CRM) records (110) and...
AUTHENTICATION FOR NETWORK ACCESS RELATED APPLICATIONS
In one embodiment a controller comprises logic to receive, via a near field communication link, an identification packet generated by a remote authentication...
SECURE DATA CARDS AND OTHER DEVICES AND APPLICATIONS THEREOF
Disclosed herein are systems of secure data cards and other devices and methods for authorizing secure transactions using the secure data cards or other devices.
EFFICIENT PREVENTION OF FRAUD
This disclosure is directed to methods and systems for managing difficulty of use and security for a transaction. A transaction manager operating on a...
System and method for managing recipient accounts
A system and method to use a recipient account by a user for the purchase of goods from a merchant. During the purchasing transaction, the user submits a...
SYSTEM AND METHOD FOR DETECTING FRAUDULENT ONLINE TRANSACTIONS
Disclosed is a system and method for detecting fraudulent transactions. An example method includes receiving data relating to an electronic transaction,...
DATA PROCESSING METHOD BASED ON INSTANT MESSAGING OR SOCIAL APPLICATIONS,
AND DEVICE THEREOF
A data processing method is implemented in a system including a processor. The system receives a request for transferring amount from an initiating user...
SECURE TRANSACTION PROCESSING THROUGH WEARABLE DEVICE
Systems and methods are disclosed for provisioning resources from a first user account to a second user and wearable device for use in a secure transaction....
MERCHANT ALERTS INCORPORATING RECEIPT DATA
One embodiment of the invention is directed to a system comprising a server and a consumer device in operative communication with the server. The server...
SYSTEMS AND METHODS TO PROVIDE DATA COMMUNICATION CHANNELS FOR USER INPUTS
TO A CENTRALIZED SYSTEM
An interactive system configured to interact with users in response to user inputs provided to the system, where the users are instructed to provide the inputs...
AUTOMATED AT-THE-PUMP SYSTEM AND METHOD FOR MANAGING VEHICLE FUEL
An automated at-the-pump method manages vehicle fuel purchases at a fuel station. The method includes transmitting driver identification data to a mobile...
METHOD AND SYSTEM FOR IMPROVING SAVINGS THROUGH A PORTABLE MOBILE DEVICE
A method and system for increasing the personal savings rate of the general population, through a method or system which recognizes the payments or charges...
PERFORMING AUTOMATICALLY AUTHORIZED PROGRAMMATIC TRANSACTIONS
Techniques are described for facilitating interactions between computing systems, such as by performing transactions between parties that are automatically...
FORMAT-PRESERVING CRYPTOGRAPHIC SYSTEMS
Key requests in a data processing system may include identifiers such as user names, policy names, and application names. The identifiers may also include...
METHOD, SYSTEM AND DEVICE FOR EXECUTING A MOBILE TRANSACTION
A method of and system for a user executing a mobile transaction. A virtual wallet is generated on a mobile device, the mobile wallet including a reward value...
MULTI-CURRENCY CART AND CHECKOUT
Example embodiments provide a multi-currency cart and checkout. In example embodiments, a currency accepted and a payment option for each item in a...
METHOD AND APPARATUS FOR ACCUMULATING MEMBERSHIP POINTS
A server is provided to securely provide information to a purchasing user about all memberships for which points may be accumulated in an affiliated store...
PREPAID CHIP CARD EXCEPTION PROCESSING
A portable consumer device may have money stored therein, which can be calculated using an accumulator record and an exception record. The accumulator record...
WEARABLE ACCESS AND TRACKING SYSTEM FOR RESERVED SEATING EVENTS
A wearable RFID band is provided for use at a reserved seating event. The band has a band element worn by a user, and an RFID tag printed on the band element....
PAYMENT PROCESSING METHOD AND ELECTRONIC DEVICE SUPPORTING THE SAME
An electronic device and method of processing a payment at the electronic device are provided. The electronic device includes a security memory configured to...
METHOD AND SYSTEM FOR AUTHENTICATION OF PAYMENT CARD TRANSACTIONS
A method and a system are provided for authenticating secure payment card transactions and verifying and validating payment card user identities. The method...
ONLINE PAYMENT SYSTEM AND METHOD BASED ON TWO-DIMENSIONAL CODE
An online payment system comprises a payment server and a payment client. The payment server is configured to generate a unique identifier of a commodity/order...
MOBILE CHECKOUT SYSTEMS AND METHODS
A mobile checkout system and method for completing a purchase transaction to purchase items from an internet merchant. A user browses and selects items for...
SYSTEM AND METHOD FOR LOCATING A MOBILE SUBSCRIBER TERMINAL WHEN ROAMING
The location of a mobile subscriber roaming outside a home network may be used to authorize a transaction initiated by the mobile subscriber or to authenticate...
Centralized Receipt Repository
The system tracks transaction information as it goes to the acquiring network; where it is associated with the card type, matched to the issuer, and sent via...
DETACHABLE ELECTRONIC PAYMENT DEVICE
Detachable payment devices capable of performing payment transactions associated with a mobile wallet of a mobile device are described. The payment device may...
The use of gestures on a user device to interact with and obtain functionality from remote communication hub devices is disclosed. A user device includes an...
AUTOMATIC PROCESSING OF FOREIGN CURRENCY TENDERINGS
Various embodiments herein each include at least one of systems, methods, software, and data flows for automatic processing of foreign currency tenderings,...
AGE-VERIFICATION DATA MONITORING AND ALERTING
Various embodiments herein each include at least one of systems, methods, software, and data flows for age-verification data monitoring and alerting. Such...
TRANSMITTING DISBURSEMENTS FROM A COMMERCIAL FINANCIAL ACCOUNT
A disbursement computing device for transmitting disbursements from a payor to a payee through a payment processing network is provided. The disbursement...
DELIVERY-SPECIALIZED SAFE PAYMENT PROXY SYSTEM AND METHOD THEREFOR
The present invention relates to a system allowing a customer payment through a non-face-to-face method such as a telephone order or online shopping, enabling...
AFFILIATED INDIVIDUAL IDENTIFICATION AND ACCOUNT RECOUPMENT
A method including identifying a delinquent account from multiple accounts managed by a financial services institution. The delinquent account is held by an...
MONEY EXCHANGE SYSTEMS AND METHODS
A system and method perform a financial transaction, and comprise processing a physical tradeable asset having a value that is greater than a value of the good...
PRESENTING RECIPIENT BILLING INFORMATION USING DATA FROM PREVIOUS
A method and apparatus for displaying presenting billing information of an electronic funds transfer recipient is provided. In an embodiment, a method...
Digital twins for energy efficient asset maintenance
A system for using digital twins for scalable, model-based machine predictive maintenance comprises a plurality of digital twins and a simulation platform. The...
Appliance Monitoring Systems and Methods
Systems, methods, and apparatus are disclosed for monitoring appliances at a site, such as a household, business office, etc. The appliances can include, for...
VENDING MACHINE SERVICE SCHEDULING
Techniques are provided for calculating vending machines' service priorities and scheduling the vending machines for service taking into account a number of...
SERVER SUPPORTED MOBILE APPLICATION FOR SCHEDULING OR CONDUCTING
The invention described herein is a system and method for easily connecting consumers seeking services with the provider of the services being sought, and for...
R We Still On Time? An Active Approach for Aggregating 2-Way
Re-confirmations in Electronic Calendaring Systems
People waiting without knowing how long--it's a universal problem, it's everywhere. Time is finite and therefore precious; you cannot recapture lost time...
Deferred Automatic Creation of Human Readable Meeting Placeholder Join
Links Based on a Calendar Entry
Computer-implemented methods are performed at a user device and a server. At the user device, a meeting calendar identifier is retrieved for a previously...
Converting Scheduling Information into Different Conferencing Domains
A user device that is capable of scheduling a meeting or receiving an invitation to a meeting, generates a meeting join link for a scheduled virtual meeting. A...
COMPUTERIZED SYSTEMS AND METHODS FOR SCHEDULING, AND SENDING
INDIVIDUALIZED ELECTRONIC INVITES TO, A COMPOUND...
Computerized systems and methods allow a user, in a single set up process, to set up multiple sub-meetings in a compound meeting and have individualized...
METHOD AND SYSTEM FOR SCHEDULING OF TIME-RESTRICTED SHARED ASSETS
The system allows an employee/individual/asset to manage availability and schedules with multiple stakeholders from one log in, simultaneously. Stakeholders...
Automated System for Accessing Services for Job Seekers, Employers,
Training Providers, and Benefit Applicants
A computerized information system of workforce development services having a server having services for job seekers, staff, employers, and training providers;...
RATING SYSTEM CHARACTERIZING ATHLETES BASED ON SKILLSET
Methods and systems are described for an athlete rating system. A method for rating an athlete includes data collected from a variety of sources. The collected...
METHODS AND SYSTEMS FOR ACCESSING INVENTORY USING SMART CONTAINERS
Systems and methods are presented for accessing inventory using smart containers. In some embodiments, a computer-implemented method is presented. The method...
TRACKING WELLBORE SERVICING EQUIPMENT AND COMPONENTS THEREOF
Tracking and associating consumable components with the respective pieces of wellbore servicing equipment to which they are coupled may include using...
METHOD AND APPARATUS FOR WAREHOUSE CYCLE COUNTING USING A DRONE
A method for cycle counting warehouse inventory using a drone system with a drone carrying a scanning device and a computer with an RF session receiving cycle...