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Patent # Description
2018/0150852 METHOD, SYSTEM AND PROGRAM PRODUCT FOR REPRESENTING RELATIONSHIPS BETWEEN A COMPANY AND ITS STAKEHOLDERS
A method, a system and a program product for representing relationships between a company and its stakeholders are described. Information representative of the...
2018/0150851 Commerce System and Method of Providing Intelligent Personal Agents for Identifying Intent to Buy
A commerce system is controlled by providing a shopping agent. A first data is transmitted to the shopping agent using a mobile device connected to the...
2018/0150850 FACILITATING DEMOGRAPHIC ASSESSMENT OF INFORMATION USING TARGETED LOCATION OVERSAMPLING
Demographic assessment of information is facilitated using targeted location oversampling. In one example, a device determines mobile devices communicatively...
2018/0150849 METHOD AND APPARATUS FOR REPRESENTING AN IMAGE WITH PLASMONIC PIXELS
A plasmonic pixel structure, comprising: a substrate; a plurality of nano-scale structures each comprising conducting and dielectric components, whereby the...
2018/0150848 REDUCING OVERHEAD ASSOCIATED WITH LARGE-SCALE PURCHASING
A method of verifying a receiving of an item by a purchaser is disclosed. An indication that the purchaser agreed to purchase the item is received. A record is...
2018/0150847 SYSTEMS AND METHODS FOR TOKENLESS AUTHENTICATION OF CONSUMERS DURING PAYMENT TRANSACTIONS
A computer-implemented method for tokenless authentication of a paying consumer during a payment transaction uses a computing device having a processor and a...
2018/0150846 SYSTEM AND METHOD FOR UTILIZING BIOMETRIC DATA IN A PAYMENT TRANSACTION
There is provided a system and method for utilizing biometric data in a payment transaction. The system and method relies on a transaction request message to...
2018/0150845 VOICE PHONE-BASED METHOD AND SYSTEM TO AUTHENTICATE USERS
Provided is a method and a telephone-based system with voice-verification capabilities that enable a user to safely and securely conduct transactions with his...
2018/0150844 User Authentication and Authorization for Electronic Transaction
An electronic transaction terminal system includes a camera that captures an image of a person participating in an electronic transaction; a microphone that...
2018/0150843 REDUCING "DECLINED" DECISIONS WITH SMART AGENT AND ARTIFICIAL INTELLIGENCE
An artificial-intelligence based, authorization data processing system and method that use networked electronic computers are provided. Included are one or...
2018/0150842 System And Method For Providing Recovery For Victims Of Check Fraud
A method for a consumer or business to protect against loss associated with specified forms of check fraud. Upon purchasing checks, a consumer or business can...
2018/0150841 Automated Fraud Detection For Point-of-Sale Devices
Techniques and arrangements for detecting potentially fraudulent transactions made on a point-of-sale (POS) device. In some instances, the POS device may...
2018/0150840 ONLINE FINANCIAL TRANSACTION IDENTITY AUTHENTICATION SYSTEM USING REAL CARD, AND METHOD THEREOF
Disclosed are an online identity authentication system using a real card, and a method thereof. The present invention enables identity authentication to be...
2018/0150839 IDENTITY VERIFICATION SYSTEMS AND METHODS
Various embodiments herein each include at least one of systems, methods, and software for identity verification. Some such embodiments identify a user based...
2018/0150838 ELECTRONIC PAYMENT ACCEPTANCE DEVICE
The electronic payment acceptance devices provide a security-status-indicating GUI via a display window resident therein. The security-status-indicating GUI...
2018/0150837 SYSTEM AND METHOD FOR DELIVERING A CASHLESS GIFT USEABLE DURING A CASHLESS TRANSACTION
A system and method to enable a gifter to surprise a recipient with a gift. The gifter, having access to certain information about the recipient, is able to...
2018/0150836 GENERATING TOKENS DYNAMICALLY USING PAYMENT KEYS
Techniques are disclosed relating to generating tokens dynamically using payment keys. In some embodiments, a computer system may receive a transaction...
2018/0150835 Auditing certified blockchain checkpoints
A certified checkpoint is provided for a ledger comprising a blockchain and a world state. The certified checkpoint enables a third party to recognize and...
2018/0150834 MULTI-CURRENCY CART AND CHECKOUT
Example embodiments provide a multi-currency cart and checkout. In example embodiments, a currency accepted and a payment option for each item in a...
2018/0150832 SYSTEM, PROCESS AND DEVICE FOR E-COMMERCE TRANSACTIONS
Systems, devices and processes for electronic commerce payment processing using a handle and a mobile device with a mobile wallet application installed...
2018/0150831 Augmented Reality Headset and Digital Wallet
An augmented reality system includes an augmented reality user device and a digital wallet. The digital wallet includes items associated with a user. The...
2018/0150830 SYSTEM, PROCESS AND DEVICE FOR E-COMMERCE TRANSACTIONS
Systems, devices and processes for electronic commerce payment processing using a handle and a mobile device with a mobile wallet application installed...
2018/0150829 SYSTEM AND METHOD FOR USE IN PERFORMING AN ELECTRONIC TRANSACTION WITH A SMART CARD
There is provided a smart card, a system and method for use in performing an electronic transaction between a user and a merchant, whereby the aforementioned...
2018/0150828 Server for Managing Card Transaction Service, Card Transaction Service Management Method, and Card Transaction...
Disclosed are a server for managing a card transaction service, a card transaction service management method, and a card transaction service management system....
2018/0150827 SYSTEMS AND METHODS FOR PROVIDING TRANSACTION TOKENS FOR MOBILE DEVICES
The disclosed embodiments include methods and systems for providing payment token transactions by a mobile device. The mobile device may be operable to obtain...
2018/0150826 TERMINAL AND METHOD FOR MOBILE PAYMENT WITH TRUSTED EXECUTION ENVIRONMENT
A mobile terminal is adapted for mobile payment through payment in accordance with transaction data from the customer to a merchant via a payment service...
2018/0150825 APPOINTMENT AND PAYMENT HANDLING
An appointment and payment handling system may operate to handle payments for appointments based on user locations at times associated with appointments. The...
2018/0150824 USER TERMINAL DEVICE, TERMINAL FOR PAYMENT, AND METHOD AND SYSTEM FOR PAYMENT USING SAID USER TERMINAL DEVICE...
A user terminal device is disclosed. The user terminal device comprises: a communication unit for implementing communication between at least one other user...
2018/0150823 PAYMENT APPLICATION INITIATED GENERATION OF PAYMENT INSTRUMENTS
In some examples, a system and method for generating a payment instrument are described. The method includes receiving a unique signature that a recipient...
2018/0150822 METHOD AND APPARATUS FOR USING QUICK RESPONSE CODES IN E-COMMERCE
An email payment gateway configured to enable users to receive @PAY offers using print media quick response (QR) codes. A consumer views an advertisement or...
2018/0150821 SPLIT TENDER IN A PREPAID ARCHITECTURE
A method for maintaining a prepaid payment system comprises a user account that can be utilized to complete a purchase transaction with a merchant. A delayed...
2018/0150820 METHOD AND DEVICE FOR CONTROLLING THE ACCESS AND CONFIGURATION TO POINT OF SALE PERIPHERALS
A method for configuring a POS-System, which uses multiple peripheral devices to complete a transaction, and uses a device server to which all peripheral...
2018/0150819 CONSUMER INTERACTION MODULE FOR POINT-OF-SALE (POS) SYSTEMS
An insertable consumer interaction module includes: a terminal interface able to interact with a sales terminal; and a communication module comprising at least...
2018/0150818 DETERMINING LANGUAGES FOR A MULTILINGUAL INTERFACE
In some examples, a merchant device at a point of sale (POS) location may present information to a merchant in a first language preferred by the merchant, and...
2018/0150817 POINT OF SALE SYSTEM HAVING A CUSTOMER TERMINAL AND A MERCHANT TERMINAL
A point of sale system includes a merchant terminal and a customer terminal. The merchant terminal is configured to display a user interface (UI) window on the...
2018/0150816 Mobile Payment System
The systems may include receiving a device identifier to create a received device identifier, the received device identifier being associated with a personal...
2018/0150815 DETERMINING LANGUAGES FOR A MULTILINGUAL INTERFACE
In some examples, a merchant device at a point of sale (POS) location may present information to a merchant in a first language preferred by the merchant, and...
2018/0150814 SYSTEM AND METHOD FOR INTERACTING WITH A SELF-SERVICE TERMINAL
Systems and methods for processing custom structured tags at a self-service terminal are disclosed. Custom structured tags received by a self-service terminal...
2018/0150813 TECHNIQUES TO CUSTOM DEFINE TRANSACTION SESSIONS
Techniques to custom define transaction sessions are provided. A plugin-based architecture is provided having tasks as units of atomic work that are bound to...
2018/0150812 COMPUTER TERMINAL HAVING A DETACHABLE ITEM TRANSFER MECHANISM FOR DISPENSING AND COLLECTING ITEMS
A computer terminal typically includes a detachable item transfer mechanism and a docking station for receiving the detachable item transfer mechanism. The...
2018/0150811 ELECTRONIC BILL PAYMENT WITH VARIABLE PAYMENT OPTIONS
A system for bill payment services includes a computer system for accessing biller data, the biller data comprising at least an account identifier, an amount...
2018/0150810 CONTEXTUAL AUGMENTED REALITY OVERLAYS
An augmented reality system that includes an augmented reality user device for a user that includes a display that overlays virtual objects onto tangible...
2018/0150809 SYSTEMS AND METHODS FOR EFFECTING PERSONAL PAYMENT TRANSACTIONS
Systems, processes, and computer programs are disclosed for facilitating personal payment transactions. In certain embodiments, disclosed embodiments may...
2018/0150808 CANONICAL DATA STRUCTURE MAPPING
Method and apparatus for transforming data structures into canonical data structures are provided. The methods may include receiving data structures in...
2018/0150807 ITEM-LEVEL INFORMATION COLLECTION FOR INTERACTIVE PAYMENT EXPERIENCE
Disclosed is a technology for collecting item-level transaction information for interactive payment experience. According to one embodiment, a merchant server...
2018/0150806 Systems for Actively Monitoring Lift Devices and Maintaining Lift Devices, and Related Methods
Systems and methods are provided for monitoring one or more conveyance devices, such as elevators and escalators. A server obtains maintenance data, inspection...
2018/0150805 Method and system for determining condition report of assets
The disclosed examples illustrate methods and systems for determining a condition report of one or more vehicles under inspection. The method includes...
2018/0150804 Computerized Maintenance Management System With Fraud Detection Analytics
Disclosed herein are system, method, and computer program product embodiments for utilizing non-RAM memory to implement a cache. A computerized maintenance...
2018/0150803 INFORMATION MANAGEMENT SYSTEMS WITH TIME ZONE INFORMATION, INCLUDING EVENT SCHEDULING PROCESSES
Information management systems with time zone information, including event scheduling processes are disclosed. One aspect of the invention is directed toward a...
2018/0150802 UNIFIED CROSS-PLATFORM JOB APPLICATION INTERFACE
Unified cross-platform job application interfaces are provided. In various embodiments, a plurality of job descriptions is received from an external system....
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