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Patent # Description
US-7,996,314 Systems and methods to modify a negotiable instrument
When the deposit of a negotiable instrument, such as a check, is done electronically by using a digital image of the negotiable instrument rather than the...
US-7,996,313 Method for structuring a supplemental interest mortgage
A system and method of structuring a supplemental interest mortgage is disclosed. A principal debt obligation and a supplemental debt obligation based on the...
US-7,996,312 System and method for image based electronic check presentment
A method and system for processing electronic check presentment (ECP) data and check image data, where the check image data is transmitted electronically,...
US-7,996,311 Remittance payment processing with account scheming and/or validation
Systems and methods of remittance processing where a merchant database is provided that includes one or more alteration rules that are associated with a...
US-7,996,310 Electronic financial management and analysis system and related methods
A computing system facilitating electronic bill presentment and payment features for authorized users via a user interface is introduced including an analysis...
US-7,996,309 Method and system for cash remittances using a two country banking structure
A bank customer of a first bank in a first country has a bank account. The bank provides a banking service whereby customer is able to send cash to a recipient...
US-7,996,308 System and method for managing aggregated accounts
A method and system for minimizing fund transfers to and/or from a plurality of government-backed, interest-bearing aggregated deposit accounts.
US-7,996,307 Systems and methods for facilitating transactions between different financial accounts
A financial account issuer facilitating transactions between accounts is disclosed. The invention provides sellers with an irrevocable method of receiving funds...
US-7,996,306 System and method for payment over a series of time periods in an online market with budget and time constraints
An improved system and method is provided for using sampling for scheduling advertisements in an online auction with budget and time constraints. A multi-armed...
US-7,996,305 System and method for efficiently processing multiple credit applications
A system and method for forwarding multiple credit applications to multiple potential lenders. A user computer or a credit management server sends queries to...
US-7,996,304 Risk-based reference pool capital reducing systems and methods
Embodiments consistent with the present invention provide a credit enhancement structure for risk allocation between parties that minimizes the regulatory...
US-7,996,303 Comprehensive online loan transaction
Method and system for conducting a commercial transaction requiring a monetary loan online to allow a consumer or borrower to access a lending institution over...
US-7,996,302 System and method for activity based margining
A system and method for factoring in a trader's trading activity into the margin requirements is disclosed. In the securities arena, day traders are assessed...
US-7,996,301 Out of band credit control
Systems and method for mediating risks associated with orders in an electronic trading system are provided. A front end component includes a plurality of...
US-7,996,300 Regulating order entry in an electronic trading environment to maintain an actual cost for a trading strategy
A system and method for regulating order entry based on an acceptable slop range for a trading strategy are described. According to one example embodiment, a...
US-7,996,299 Trade services management system
A system (and corresponding methodology) that supports trade services back office processing to enhance efficiency and productivity is provided. The system...
US-7,996,298 Reverse auction system, method and computer program product
A reverse auction system, method and computer program product are provided. A tender is received from a buyer over a network. Such tender includes information...
US-7,996,297 System and method for providing access to and managing account activity for an online account
A method of providing an account is provided. The method includes receiving identification information associated with a user during a communication session and...
US-7,996,296 Digital options having demand-based, adjustable returns, and trading exchange therefor
Methods and systems for conducting demand-based trading are described. In one embodiment, states are established, each state corresponding to at least one...
US-7,996,295 Data structure for use in an automated order entry system
Data structures for transferring catalog and system order information between a manufacturer and a customer are shown. The data structures are configured to...
US-7,996,294 System and method for financial planning
Disclosed are systems and methods for financial planning. The systems and methods communicate with a customer and provide a financial planning service for use...
US-7,996,293 Methods and systems for monitoring, analyzing and reporting information in association with collateralized...
In one method embodiment of the present methods and systems, a computer-assisted method is provided for analyzing at least one financial instrument associated...
US-7,996,292 Method and system for reserving future purchases of goods and services
A method and system for reserving future purchases of goods or services using plural electronic options with associated option fees. The plural electronic...
US-7,996,291 Method and system for an annuity with periodic interest rate adjustments
A data processing method administers an annuity product for an annuitant. The annuity product has a guaranteed minimum interest rate. Administration is such...
US-7,996,290 Financial transaction modeling system
Systems and methods are provided to model financial transactions. According to some embodiments, simple events, branch events, composite events, and/or...
US-7,996,289 Distributed, object oriented global trade finance system with imbedded imaging and work flow and reference data
An object oriented trade finance system designed to support a large-scale transactional work flow on a global basis. The system supports all facets of the trade...
US-7,996,288 Method and system for processing recurrent consumer transactions
In a communications network-based system, a method for securely processing recurrent consumer transactions. Merchant-specific proxy financial account...
US-7,996,287 Allocating carbon offsets for printing tasks
Methods, services, program products and devices are provided for correlating carbon offsetting and printing. Methods comprise a requester initiating a print job...
US-7,996,286 Methods, systems, and products for tracking surgical items
Methods, systems, and products track equipment used during surgical procedures. An allowable zone associated with a surgical procedure is identified. The...
US-7,996,285 Methods and systems for accessing information related to an order of a commodity
Methods of allowing a customer to access information related to an order of a commodity include gathering inspection information from a commodity lot,...
US-7,996,284 Spare plug management system
Embodiments of the present disclosure provide systems and methods for implementing a field supply chain logistics system for managing spare parts inventory. In...
US-7,996,283 System, method, and storage medium for inventory management of expendable supplies used in printing devices
It is an object of the present invention to provide a mechanism for efficiently performing inventory management, including storage places, of expendable...
US-7,996,282 Method and system for selecting and displaying items
Methods and systems for causing the display of items for the review and selection thereof by a potential purchaser has a plurality of search tools whereby a...
US-7,996,281 Tiered on-demand location-based tracking service and infrastructure
A location-based service includes detecting the relative motion of an on-site resource, detecting the absolute position of the on-site resource, and tracking...
US-7,996,280 Method to provide a gift registry in an online mall
A method for providing a gift registry in an on-line mall. Multiple communities within an on-line mall environment are provided, as well as multiple stores...
US-7,996,279 Methods and apparatus for intelligent selection of goods and services in telephonic and electronic commerce
Providing offers of an item constituting a good or a service to users of a system, utilizing an electronic communications device, comprises at least the...
US-7,996,278 Method of customizing an article
A method of post customization for articles of footwear is disclosed. The method includes a step of receiving an order for a plurality of pairs of footwear, a...
US-7,996,277 Method, system and computer medium for processing bids in an auction received over different mediums
Embodiments of the invention are generally, but not exclusively, related to the area of interactive auctions, particularly to interactive Internet-based...
US-7,996,276 System and method for managing welding consumables
A system and method for managing welding consumable(s) is provided. The invention includes a welder having a consumable(s) monitor, a customer system and/or a...
US-7,996,275 Method for selecting a merchant for a trial mode of a service
Disclosure includes selecting a merchant from a plurality of merchants, enabling a trial mode for the merchant, during the trial mode, receiving an indication...
US-7,996,274 Request type grid computing
Methods, articles of manufacture, and systems for providing access to a grid computing environment. In one environment, requests include resource specific...
US-7,996,273 Method and print merchant computer for matching print orders to print service providers
A method is provided for operating an on-line retailing operation for retailing of at least one print product to a customer. The print product is supplied by a...
US-7,996,272 Method and system for ordering stent grafts
A system for designing and ordering a stent graft is described. The system includes a user interface for designing and ordering the stent graft, and a...
US-7,996,271 Blocking orders during order processing
A block for an order is received during processing of the order, wherein a reason for the block for the order is associated with the block for the order. A set...
US-7,996,270 Community based network shopping
A system receives item data corresponding to an item list from a user. The item list may include one or more items. The system communicates the item list to a...
US-7,996,269 Using mobile phones to provide access control and usage fee charges for MFDs
Use of wireless technology to enable Point of Sale (POS) vending for Multi-Function Devices (MFDs) is disclosed. A user can enable the MFD through the Internet...
US-7,996,268 Apparatus and method for an electronic telephone wallet
An apparatus and method for providing an electronic wallet device, including a memory device for storing payment identifier information associated with an...
US-7,996,267 Utilizing a forward looking Nash equilibrium in an ad-words auction
Systems and methods for facilitating more efficient bidding in an ad-words auction are described herein. An auctioning component can employ a forward-looking...
US-7,996,266 Method for presenting visual assets for sale, using search engines
The present invention relates to a method for causing purchasable visual assets that can otherwise be accessed only by the visual assets provider' proprietary...
US-7,996,265 System and method for fulfilling a media request
A system and method for fulfilling a media request includes receiving a media request associated with a subscriber account. One inventory location is selected...
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