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| Patent # | Description |
|---|---|
| US-8,086,536 |
Location based licensing The present invention provides a method and system for location-based digital rights management. Digital rights for protected content are restricted to a... |
| US-8,086,535 |
Decoupling rights in a digital content unit from download Systems and methods for enabling a user to obtain rights in a legitimate copy of a digital content unit without downloading the copy from a digital content... |
| US-8,086,534 |
Methods and systems for cardholder initiated transactions A cardholder-initiated financial transaction using a cardholder controlled input device in communication with a payment card network and a database is... |
| US-8,086,533 |
System, method, and computer program product for payment authorization
based on a variable payment... A system, method, and computer program product are provided for generating a variable payment authorization score. In use, a payment authorization request is... |
| US-8,086,532 |
Internet billing method A system that incorporates teachings of the present disclosure may include, for example, identifying a consumer account managed by a service provider to which... |
| US-8,086,531 |
Virtual credit card terminal and method of transaction The present invention provides a method of making a secure financial transaction over the internet comprising: a virtual credit card terminal (VCT) having a... |
| US-8,086,530 |
Electronic payment system utilizing intermediary account Payments in cash are submitted to a merchant at a point of sale. The payment transaction is effected electronically to credit the end user's intermediary... |
| US-8,086,529 |
System and method for assessing and managing financial transactions A financial terms alert generation system comprises an information retrieval module, a financial terms comparison module, and an alert transmission module. The... |
| US-8,086,528 |
Transaction aggregator Systems and methods for determining and reporting aggregated transaction level data regarding a particular user are disclosed. Based on the requests of one or... |
| US-8,086,527 |
Multiple quote risk management The disclosed systems and methods relate to allowing trading of over the counter ("OTC") foreign exchange ("FX") contracts on a centralized matching and... |
| US-8,086,526 |
Hybrid account A system, according to one embodiment, includes a hybrid account provided by an issuer to a user, the hybrid account having a balance, the balance being either... |
| US-8,086,525 |
Methods and systems for providing risk ratings for use in person-to-person
transactions Embodiments of the present invention provide a system for determining a risk rating associated with a subject to support a person-to-person transaction. The... |
| US-8,086,524 |
Systems and methods for transaction processing and balance transfer
processing One embodiment of the present invention relates to a computer implemented method for transaction processing that includes: transacting for a first and a second... |
| US-8,086,523 |
Credit risk evaluation with responsibility factors A system, device, and method for calculating an enhanced credit score using insurance rating information, individual rating factors, interaction rating factors,... |
| US-8,086,522 |
System and method for changing the view of a trading screen A trading screen displays market information, such as working orders, buy and sell orders, and other items of interest, in association with values on a value... |
| US-8,086,521 |
System and method for computing and displaying effective bid and ask
information A data feed from an electronic exchange carries certain pieces of market information. Software at the trading station receives the data feed and computes an... |
| US-8,086,520 |
Constraint satisfaction for solutions to an auction winner-determination
problem A set of solutions satisfying a constraint for an auction winner-determination problem are computed by generating a graph of paths, wherein each path represents... |
| US-8,086,519 |
System and method for facilitating a wireless financial transaction A method for executing a wireless trade is provided that includes communicating with a handheld device via a wireless network and sending and receiving... |
| US-8,086,518 |
Allotting an award volume in an auction A method of allocating an award in an auction wherein an award for a given auction round is allocated amongst a plurality of highest ranked bidders is... |
| US-8,086,517 |
System and method for constraining depletion amount in a defined time
frame Embodiments disclosed herein provide price protection on commodity purchases in which a consumer can select, accept, or otherwise agree to a depletion... |
| US-8,086,516 |
Methods and systems for interest rate prediction In one aspect, the invention comprises a computer-implemented method for predicting interest rates, comprising the steps of: electronically receiving data... |
| US-8,086,515 |
System and method for settling trades A method of settling trades includes the steps of obtaining an authenticated delivery instrument, wherein the authenticated delivery instrument is authenticated... |
| US-8,086,514 |
Method and apparatus for rebalancing an investment portfolio using a
portfolio investment system A computer based portfolio manager system enables a user to create and manage a portfolio of investments. Users can create multiple sub-portfolios, termed... |
| US-8,086,513 |
System and method of margining fixed payoff products A system and method is disclosed for determining performance bonds related to fixed payoff products, i.e. contracts which payoff a fixed amount based on the... |
| US-8,086,512 |
System and method for scheduling asset allocation A distributed asset allocation processing system performs a computerized method for allocating subscriber assets. The system configures predetermined investment... |
| US-8,086,511 |
System and method for presenting a competitive comparison of a recommended
or custom card A system, computer product and method for presenting a competitive comparison of a recommended financial transaction instrument. A set of questions is presented... |
| US-8,086,510 |
Computer graphics processing methods and systems for presentation of
graphics objects or text in a wagering... Computer graphics processing systems and methods are provided for the presentation of graphic objects or text in a wagering environment. In at least one... |
| US-8,086,509 |
Determining commercial share of wallet Commercial size of spending wallet ("SoSW") is the total business spend of a business including cash but excluding bartered items. Commercial share of wallet... |
| US-8,086,508 |
Method and apparatus for delegating authority A delegated authority system allows an account holder to delegate authority to one or more individuals, such as financial advisors through a third party... |
| US-8,086,507 |
Method for administering finances via an electronic network The present invention provides a method of administering finances via an electronic network. The administrator creates accounts for users that the administrator... |
| US-8,086,506 |
Network-based supply chain management method An exemplary embodiment of the invention relates to a method for facilitating supply chain collaboration in a network environment, said supply chain including... |
| US-8,086,505 |
Enhancing touch and feel on the internet A system for enabling touch and feel over the internet provides a three-dimensional representation of a good being sold, that three-dimensional representation... |
| US-8,086,504 |
Tag suggestions based on item metadata Tag suggestions enable a hosting entity such as a website to determine one or more tags to suggest to a user for association with a particular item within an... |
| US-8,086,503 |
Method, program storage device, and apparatus for offering a user a
plurality of scenarios under which to... A method of offering a user a plurality of scenarios under which to conduct at least one primary transaction involving at least one specific item, the specific... |
| US-8,086,502 |
Method and system for mobile publication In a method and system for mobile publication, a captured image is accessed. A bar code is decoded from the captured image. An item associated with the bar code... |
| US-8,086,501 |
Method and system for creative collaborative marketplaces In an embodiment, a method of conducting a multi-level transaction includes receiving a primary call for proposals, receiving one or more primary bids by a... |
| US-8,086,500 |
Interactive assistance on purchase decision-making Systems and methods for providing interactive assistance on purchase decision-making are provided. These systems and methods are preferably adapted to enable a... |
| US-8,086,499 |
Method and system for conducting an auction having a plurality of online
bidders and site bidder A method, system, server processing system and/or computer program product of conducting an auction having an online bidder and a site bidder, wherein a server... |
| US-8,086,498 |
E-commerce transaction and product information aggregation and processing Embodiments include hardware and/or software for receiving an electronic receipt from a merchant that describes a transaction for a product by a purchaser and... |
| US-8,086,497 |
Systems and methods for price searching and customer self-checkout using a
mobile device Price searching and customer self-checkout on a mobile device is provided. A system for purchasing products comprises at least one subsystem that receives from... |
| US-8,086,496 |
Aggregation of product data provided from external sources for
presentation on an E-commerce website Aggregation of product data provided from external sources of product data for presentation on an e-commerce website. A set of product data related to a product... |
| US-8,086,495 |
Device and a method for ordering product at a premises via an integrated
multimedia service system A product ordering device provided at a digital home system at a user premises is disclosed. The digital home system comprises a user terminal and a gateway... |
| US-8,086,494 |
System and method for an electronic gift key A system and method for a physically-based gift key enabling a purchaser to deliver a single, fully-integrated gift item to a recipient and including an... |
| US-8,086,493 |
System and method for facilitating a financial transaction with a
dynamically generated identifier Instead of a PIN which is associated with an account and provides access to an account, a dynamically generated card identifier (dynamic CID) is used to verify... |
| US-8,086,492 |
Frame-based network advertising and exchange therefor Advertising is displayed in conjunction with web pages and other HTML-rendered information by splitting a display area into frames, so that requested content... |
| US-8,086,491 |
Method and system for targeted content distribution using tagged data
streams A method for targeting content to a user based on a user profile and content tags. All content is delivered to the user's computer system. Each unit of content... |
| US-8,086,490 |
Systems and methods of using a lighting system to enhance brand
recognition The present solution described herein provides systems and methods to coordinate and control the lighting of areas of a display unit in manner desired based on... |
| US-8,086,489 |
Method and apparatus to provide information and consumer-acceptable
advertising via data communications clients In a data communication system a SMS data communication client operates in known fashion. An additional communication channel is established and data being... |
| US-8,086,488 |
Method and apparatus for defining, distributing, and redeeming SMS and MMS
coupons A method and apparatus is disclosed that allows advertisers to define and distribute Short Messaging Service (SMS) and Multimedia Messaging Service (MMS)... |
| US-8,086,487 |
Demographic information gathering and incentive award system and method A method of providing an incentive award to a user for visiting a participating web site includes registering a user with the information gathering system which... |
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