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Patent # Description
US-8,145,566 Method and system for notifying customers of transaction opportunities
A standalone notification system, including a notification server which generates electronic messages for alerting customers of potentially fraudulent activity...
US-8,145,565 Credit card account shadowing
Account shadowing is provided such that when a charge is made on a first credit card (e.g., a high interest rate credit card) of a user, a transfer of funds is...
US-8,145,564 Systems and methods for supporting extended pay date options on an insurance policy
A recurring automatic payment date may be set for an insurance policy premium based on customer preference. A server may receive a customer-specified day of a...
US-8,145,563 Computer system and method for networked interchange of data and information for members of the real estate...
An Interchange Party Computer System ("IPCS") comprising: a plurality of units of allocated resources, configured for a lender party, broker party, transaction...
US-8,145,562 Apparatus and method for fraud prevention
The disclosed method and apparatus combine interactions and transactions in order to detect fraud acts or fraud attempts. In one embodiment, one or more...
US-8,145,561 Phone usage pattern as credit card fraud detection trigger
A credit card fraud reduction system is disclosed. The system comprises a computer system and an application. The application, when executed on the computer...
US-8,145,560 Detecting fraudulent activity on a network
Described are computer-based methods and apparatuses, including computer program products, for detecting fraudulent activity on a network. A user utilizes a...
US-8,145,559 Methods and investment instruments for performing tax-deferred real estate exchanges
Methods and investment instruments for investing in real estate are described wherein a portfolio of investment real estate is divided into a plurality of...
US-8,145,558 System and method for analyzing and displaying security trade transactions
A system and methods for processing and charting security exchange trading and market information shows security traders if current transactions originated as...
US-8,145,557 Bid/offer spread trading
A bid/offer spread market is presented that allows a trader to increase liquidity in traded items. A bid/offer spread market maker may make a bid/offer spread...
US-8,145,556 Online mortgage approval and settlement system and method therefor
A method for automatically fulfilling lending conditions includes the steps of maintaining a database of a plurality of registered service providers, receiving...
US-8,145,555 System and method for the efficient clearing of spectrum encumbrances
The present invention is a system and method to sell or procure complementary goods. A complementary good according to the invention is a good whose value or...
US-8,145,554 Portfolio synchronizing between different interfaces
An account coordination system includes an Internet-connected server executing software from a non-transitory, machine-readable medium. The software provides...
US-8,145,553 Flexible system and method for electronic trading
System, method, and program products offer flexibility to the rather rigid way of trading in an electronic trading system. Orders for a tradeable object may...
US-8,145,552 System and method for computer implemented collateral management
A computer-implemented method for managing collateral risk associated with financial instrument trading and a data processing system includes a processor and...
US-8,145,551 Adjustable derivative securities and method for adjusting the value of same due to a corporate event
The present invention relates to an adjustable equity derivative and method for allocating distributions amongst different adjustable derivative components of a...
US-8,145,550 Field 55 data relationships
A data mining device, method, and apparatus configured to associate customer exclusive data from a payment card or device after a financial transaction. A...
US-8,145,549 System and method for offering risk-based interest rates in a credit instutment
A system and method for communicating an offer to apply for a credit instrument is provided. A processing allows for processing credit history data. A...
US-8,145,548 Food vending machine system incorporating a high speed stored energy oven
A novel vending machine system integrating a food storage container and a high speed stored energy cooking oven capable of cooking foods in under one minute...
US-8,145,547 Method of communications for an intelligent digital audiovisual playback system
Method for communication between a central server and a computerized juke-box which operates in a conference mode, including: sending a header before any...
US-8,145,546 System and method for tracking inventory
An inventory-tracking unit associated with a storage unit holding items to be dispensed includes a card reader to read an access card issued to a user and a...
US-8,145,545 Method of enabling a user to draw a component part as input for searching component parts in a database
A method of receiving input image data for an image search engine includes providing a two-dimensional input image on a display screen, enabling a user to...
US-8,145,544 Method and system for demand and supply map/shopping path model graphical platform and supplying offers based...
Methods and systems allowing a consumer to use a graphical tool that summarizes, compares and browses multiple offers for products or services over a network or...
US-8,145,543 Method, system and program product for approving item requests
Under the present invention, an approver will log into a purchase application or the like. Upon logging in, the approver will be presented with a view of all...
US-8,145,542 Service for enabling users to share information regarding products represented on web pages
A system is disclosed that enables users to share product-related information across web pages. The system includes a client that executes on a user computer....
US-8,145,541 Merchandising for higher bids
A method and a system facilitate merchandising for higher bids. In example embodiments, a proposed price for a first listing may be received from a user. In...
US-8,145,540 Management platform and associated method for managing smart meters
The present invention relates to a management platform for monitoring and managing one or more smart meters. The management platform comprises means for...
US-8,145,539 Method, medium, and system for auditing rates using different rate requests in a database
Embodiments of the present invention provide a system, method, and computer program product for auditing rates based on server access of databases. In one...
US-8,145,538 Quote-to-order validation system for housing components
A quote-to-order system builds an order for cabinets for a house directly from the quote provided to the builder. This reduces data entry time and errors. The...
US-8,145,537 Integrated software network agent
A model for the next generation of software network agents for downloadable software is provided. The software network agent delivers a streamlined user...
US-8,145,536 System for concurrent optimization of business economics and customer value
A computer-implemented system and method for an airline to enhance customers' experience. A computer-implemented service is operated that delivers to a customer...
US-8,145,535 Computer implemented methods for providing options on products
A computer-implemented system and method to provide options on products to enhance customers' experience. A computer-implemented system is operated that...
US-8,145,534 Online birthday register
Online birthday register software system, allowing a user to register his personal information including birth date online. The system allows a user to search...
US-8,145,533 Builders on-line assistant
A method and apparatus are provided for servicing a customer of a builder by a third-party website provider. The method includes the steps of providing a first...
US-8,145,532 Connecting devices to a media sharing service
Sharing media content between entities. A computing device detects and connects to another computing device within a predefined proximity. Media content items...
US-8,145,531 Product specific queries to determine presence of bottom-of-basket items
In one implementation, products in a shopping cart are provided to a point of sale system. The products are removed from the shopping cart and scanned with a...
US-8,145,530 Targeting based placement identification
A reservation system can identify available placements based on targeting criteria provided by advertisers and placement inventory data provided by publishers....
US-8,145,529 System for a multi-media tool bar with advertisements
A system comprised of a Tool Bar equipped with the ability to: a) encrypt emails that are sent to computer users who must download and maintain a copy of the...
US-8,145,528 Movie advertising placement optimization based on behavior and content analysis
An ad is placed in a movie, by analyzing inherent characteristics of the movie, analyzing viewed characteristics of the movie, analyzing viewer characteristics...
US-8,145,527 Governing the serving of advertisements based on a cost target
Helping advertisers to control marketing expenditures by governing the delivery of an advertisement over a time period. Such governing may be accomplished by...
US-8,145,526 Revenue sharing system that incentivizes content providers and registered users and includes payment processing
The computer-based method and system shares revenue with a content provider and registered users. A web page has supplied electronic content and ads with...
US-8,145,525 Precise measurement of point-of-sale promotion impact
A method for distribution of information includes displaying a sequence of promotional images at known, respective display times on a display terminal facing...
US-8,145,524 System and method for presenting prioritized advertising data during execution of video trick play command data
A computer readable medium is disclosed containing computer executable instructions that when executed by a computer perform a method, the method including but...
US-8,145,523 Promotional campaign award validation methods through a distributed computer network
Code processing for promotional games and the like. In a preferred application, a lottery ticket holder who has purchased a lottery ticket is encouraged to...
US-8,145,522 System and method for establishing or modifying an account with user selectable terms
Techniques for administering an account with a financial institution are disclosed. The financial institution may establish the account for the account holder....
US-8,145,521 Geographic and keyword context in embedded applications
A computer-implemented method includes generating, using an embedded client application, a keyword context for a container document holding the embedded client...
US-8,145,520 Method and system for verifying election results
Verifying ballots that are cast in an election is provided. A mutual attestation procedure is executed between a plurality of devices communicating in a voting...
US-8,145,519 System for clinical trial subject compliance
The present invention is designed to develop research protocols for clinical trials. The invention also can track and enhance subject compliance with a research...
US-8,145,518 System and method for finding business transformation opportunities by analyzing series of heat maps by dimension
A method and system for analyzing business performance and opportunities by generating one or more series of heat map views of business components by a...
US-8,145,517 Methods and systems for scheduling job sets in a production environment
A system of scheduling a plurality of print jobs in a document production environment may include resources and a computer-readable storage medium including...
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