At Patents you can conduct a Patent Search, File a Patent Application, find a Patent Attorney, or search available technology through our Patent Exchange. Patents are available using simple keyword or date criteria. If you are looking to hire a patent attorney, you've come to the right place. Protect your idea and hire a patent lawyer.
Tokenization of user accounts for direct payment authorization channel
Embodiments of the present invention disclose a financial institution system maintained by a financial institution and for tokenization of user accounts for...
Fraud detection employing personalized fraud detection rules
Detection of fraud in financial transactions is facilitated. A financial transaction is initiated by a user, and based on the financial transaction, information...
Efficient prevention of fraud
This disclosure is directed to methods and systems for managing difficulty of use and security for a transaction. A transaction manager operating on a computing...
EPassport including shielding method
Shielding is associated with RFID tags to achieve new systems and methods having various advantages. These systems include containers configured to store RFID...
Secure authorizations using independent communications and different
one-time-use encryption keys for each...
A registered provider device encrypts provider input related to a transaction between the provider device and one of many registered user devices to create an...
Methods and systems for performing authentication in consumer transactions
The method for authenticating a mail order or telephone order transaction according to the present invention includes receiving authentication information from...
System and method for processing feedback entries received from software
A method and system for processing feedback entries received from software provided by a vendor to an end user machine. The end user machine includes the...
Invariant biohash security system and method
Systems, methods, and program products for providing secure authentication for electronic messages are disclosed. A method may comprise generating an asymmetric...
Enhancing bank card security with a mobile device
A PIN server system interacts with one or more financial institutions to authenticate a mobile phone and-or a user thereof. The PIN server provides to the...
Method and system for storage and retrieval of blockchain blocks using
A method and system for storage and retrieval of blockchains with Galois Fields. One or more blocks for a blockchain are securely stored and retrieved with a...
Generating constructed phrases
Techniques for generating and providing phrases are described herein. These techniques may include analyzing one or more sources to generate a first corpus of...
Composite activation indicia substrate
The present invention is generally directed towards a card and package assembly and methods of making the same. Card and package assemblies in accordance with...
Systems, methods and apparatus for selecting a payment account for a
Systems and methods for selecting a payment account for a payment transaction are provided by certain embodiments of the invention. Data may be collected from a...
Fraud protection based on presence indication
Introduced here is a technology that enables fraud detection and protection in financial transactions using a communication signal identification mechanism. The...
Auto-detection of merchant payment preferences
Systems and methods for retrieving and displaying merchant payment preferences to a user are described. When a user is at or near a merchant location, a service...
Simultaneous item scanning in a POS system
A plurality of items is positioned in a volume scanned by a three-dimensional non-optical imaging system. The imaging system generates a three-dimensional voxel...
Point-of-sale customization service
Concepts and technologies are disclosed herein for point-of-sale customization service. A processor executing a point-of-sale customization service can receive...
Information gathering and decoding apparatus and method of use
An information gathering and decoding apparatus includes two information gathering devices that communicate with one another, preferably wirelessly. The two...
Replenishing fuel cell powered portable devices
Portable electronic devices such as portable telephones, portable computers and the like may obtain power from fuel cells that consume fuel from fuel reservoirs...
Text-to-pay for a new subscription
A code is communicated between the billing server and subscription server. The billing server receives a code request text message from the user device. The...
Rapid checkout after payment
A user's checkout information is stored for a certain amount of time, e.g., 10 minutes, after checkout, and the user is given the option of selecting a button...
Online quick key pay
A quick pay option is provided so that a user can make a payment from a merchant site by simply entering in a user identifier in a pop-up window. Limits are set...
Automated banking machine that operates responsive to data bearing records
In an example embodiment, there is disclosed herein an automated banking machine that includes an instrument acceptor operable to receive financial instruments....
Anticipatory creation of point-of-sale data structures
Techniques and arrangements for analyzing previous tickets of a customer at different merchants--specifying interactions of the customer at the different...
Systems and methods for image monitoring of check during mobile deposit
An image of a check that is in the field of view of a camera is monitored prior to the image of the check being captured. When the image of the check in the...
Financial management system
A financial management system includes a client terminal having a financial management application and a graphical user interface. The graphical user interface...
Unified view of aggregated calendar data
Embodiments of the present invention address deficiencies of the art in respect to calendaring and scheduling and provide a novel and non-obvious method, system...
Hierarchical publish/subscribe system performed by multiple central relays
A method for transmitting messages in a publish/subscribe message system. The method also includes: receiving, at a first relay, a subscription request from a...
Providing parameterized actionable communication messages via an
A method, an apparatus and computer readable storage media facilitate initiating an actionable message at a computing device in response to input of a defined...
Mechanism for creation and utilization of an attribute tree in a contact
A graph database is described for use in connection with a contact center. The graph database includes a plurality of nodes and relationships that describe the...
Utilizing a social network account to provide additional functionality to
a gaming network account
A method to provide additional gaming network functionality links a user's gaming network identity with the user's social network identity. Linkage of the...
Method and system for inventory management system
The present invention discloses a computer-implemented method for inventory management system including a plurality of products associated with Quick Reference...
Systems and methods for dispensing consumable products
Embodiments of the invention can include systems and methods for dispensing consumable products. One embodiment of the invention can provide a product...
A system and method for monitoring shelf inventory that combines bar code and RFID technologies to permit electronic data entry of item shelf assignments and...
Custom fit sale of footwear
A method whereby a customer may purchase footwear through a remote communication channel, and be assured that the purchased footwear will properly fit upon...
Dynamic vehicle routing for regional clusters
Techniques described herein are directed towards dynamically adding new pickup orders to an existing route structure. In at least some embodiments, a service...
Product notice monitoring
Various embodiments include at least one of systems, methods, and software for product notice monitoring. Some embodiments include at least one product notice...
Systems, methods, and media for the application of funnel analysis using desktop analytics and textual analytics to map and analyze the flow of customer service...
Reducing costs related to use of networks based on pricing heterogeneity
A capability is provided for reducing the costs of data transfers for networks using pricing heterogeneity. For data to be transferred between an application of...
Virtual management of work items
Systems and methods are provided to solve these and other problems and disadvantages of the prior art. A list of work items is received. A work item can be...
System and methods for directiing one or more transportation vehicle units
to transport one or more end users
Computationally implemented methods and systems that are designed for transmitting one or more requests for one or more identities of one or more transportation...
Predicting and managing impacts from catastrophic events using weighted
period event tables
A system stochastically models events related to potential perils (e.g., hurricanes, terrorist attacks) using a weighted period event table. Both rare and...
Methods and systems for deploying a navigation tool associated with a
continuous improvement approach for an...
A computer-based method for accessing the various individual tools from multiple continuous improvement programs from a single user interface is described. The...
Methods and tools for creating and evaluating system blueprints
Method and tools for creating and evaluating a set of system blueprints pertaining to the delivery of a system or a project. Each blueprint is an architecture...
Intelligent medical image landmark detection
Intelligent image parsing for anatomical landmarks and/or organs detection and/or segmentation is provided. A state space of an artificial agent is specified...
Member communication reply score calculation
In an example embodiment, a supervised machine learning algorithm is used to train a communication reply score model based on an extracted first set of features...
Utilizing eye-tracking to estimate affective response to a token instance
A user may be exposed to multiple token instances representing stimuli that may influence the affective state of the user. Described herein are embodiments of...
Extracting complex entities and relationships from unstructured data
To extract relationships between complex entities from unstructured data, a parser parses, using an existing language model, the unstructured data to generate a...
System and method of designing models in a feedback loop
A method and system for designing models is disclosed. The method includes selecting a plurality of models for modeling a common event of interest. The method...
Quantum communication device, quantum communication method, and computer
According to an embodiment, a quantum communication device includes a receiver, a sift processor, an estimator, first and second storages, a determination unit,...