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Searching: card processing





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Patent # Description
US-8,694,437 Smartcard-based value transfer
In a value transfer scheme, users are provided with programmable devices, for example, smart cards, capable of carrying data representing at least one available...
US-8,694,431 Dynamic bin allocation for payment card transactions
Preauthorized payments may be made to service providers, repair shops and even vendors serving employees on business trips through credit card processing. The...
US-8,694,430 Information processing device, information processing method, program and storage medium
Provided is an information processing device which enables a user to always and easily recognize an amount to be paid by the user, which results in a reduction...
US-8,694,332 System and method for processing a prescription
A system for generating a prescription may include a capture module configured to capture information from a plurality of individual cards. At least one of the...
US-8,690,059 System and method for a baseband nearfield magnetic stripe data transmitter
The present invention describes a system and a method for a baseband near-field magnetic stripe data transmitter (MST) device that transmits payment card data...
US-8,690,056 Secure payment card transactions
Payment card transactions at a point of sale (POS) are secured in certain embodiments by intercepting, with a POS security layer installed on a POS terminal,...
US-8,690,054 System and method for chip-enabled card transaction processing and alert communication
A system, method and computer program product is capable of proactive assessment of transactions and communication of alerts based on pre-set rules to increase...
US-8,688,548 Negative balance management
A system, apparatus, and method for managing account data for accounts having a negative balance. The invention embodiment includes a method, process or...
US-8,688,543 Method and system for processing and authenticating internet purchase transactions
A method for minimizing risk of a consumer performing a fraudulent Internet purchase transactions using a transaction card is disclosed herein, the method...
US-8,687,869 System and method for acceleration of image reconstruction
A method for reconstructing an image from emission data includes generating a compressed point-spread function matrix, generating an accumulated attenuation...
US-8,684,264 Mobile communication device and data verification system comprising smart card having double chips
A mobile communication device and a data verification system applying a smart card having double chips are applicable to data verification processing when the...
US-8,683,124 Device, control method thereof, and program
An unmount state storing unit configured to store a state of unmount processing to end access processing to a memory card attached to a device from a host...
US-8,682,784 Method and system to process credit card payment transactions initiated by a merchant
A system, to process credit card payment transactions initiated by a merchant, includes an interface to receive a merchant-initiated request for a transfer of...
US-8,682,757 Method and apparatus for processing financial transactions subject to different financing terms
A financial payment vehicle, such as a charge or credit card, provides lower financing terms on purchases that meet specified criteria (i.e. a minimum threshold...
US-8,681,821 Streamlined guest networking in a virtualized environment
Networking speed in a virtualized environment can be improved by utilizing an enhanced protocol and parallel stack to bypass restrictions of a conventional...
US-8,681,160 Synchronizing multiple cards in multiple video processing unit (VPU) systems
Systems and methods are provided for processing data. The systems and methods include multiple processors that each couple to receive commands and data, where...
US-8,678,673 Optical USB thin card
Exemplary embodiments of optical USB thin card is disclosed, which includes a substrate, having a space formed inside its packaging layer; a seat, disposed at a...
US-8,676,701 Credit card usage management system, credit card usage management method, program, and information storage medium
Provided is a credit card usage management system, which allows a credit card to be used to an extent that surpasses a credit limit defined within a fixed...
US-8,676,260 Method of managing information by a large capacity UICC
A method of exchanging information comprising dynamic contents through an interne type network between a large capacity universal integrated circuit card...
US-8,676,046 Fingerprint scanning systems and methods
Embodiments relate to methods and systems for gathering, archiving, transmitting, and processing forensic and latent fingerprints. An integrated forensic...
US-8,675,674 Systems and methods for queue level SSL card mapping to multi-core packet engine
The present invention is directed towards systems and methods for distributed operation of a plurality of cryptographic cards in a multi-core system. In various...
US-8,671,227 Card and host apparatus
A host apparatus, into which a card having a nonvolatile semiconductor memory is inserted, issues a check command to the card. The check command instructs to...
US-8,671,152 Network processor system and network protocol processing method
A multiprocessor system is provided for emulating remote direct memory access (RDMA) functions. The first sub-processing unit (SPU) generates a message to be...
US-8,671,053 Direct currency conversion
This invention concerns direct currency conversion, that is automatic currency conversion at point of payment for card transactions. In particular it concerns a...
US-8,667,504 System and method for achieving high performance data flow among user space processes in storage system
Fault isolation capabilities made available by user space can be provided for a embedded network storage system without sacrificing efficiency. By giving user...
US-8,666,896 System, method, and business method for settling micropayment transactions to a pre-paid instrument
The invention provides a method, business method, and system for conducting micropayment transactions between consumers and merchants. A merchant offers...
US-8,666,865 Payment entity account set up for multiple payment methods
A method begins with a payment entity device receiving payables process data from a client device. The payables process data includes a list of a plurality of...
US-8,666,823 System for structured encryption of payment card track data
A system may include a point-of-sale system that gathers payment card track data from a payment card and a payment card gateway that processes the track data to...
US-8,666,385 Data download method and terminal
The present invention provides a data downloading method and a terminal, wherein the data downloading method includes: a communication processor receiving an...
US-8,665,061 Intelligent electronic device having user-authenticating capabilities
An intelligent electronic device (IED) includes a user authentication module configured for authenticating authorized users of the IED and preventing an access...
US-8,663,010 Remote game processing
Techniques and systems for remote gaming are presented. Gaming applications reside and process on portable gaming cards and the portable gaming cards are remote...
US-8,660,943 Methods and systems for financial transactions
Relationship banking and mobile banking are discussed and presented here. In Section 1, we present Pre-approval, Fulfillment, and Application Process. In...
US-8,660,922 Methods, systems, and computer readable media for peer-to-peer third party distribution of gift cards and...
Methods, systems, and computer readable media for peer-to-peer third party distribution of gift cards and associated transaction processing are disclosed. In...
US-8,660,903 Method and apparatus for placing interactive retail orders
A method and apparatus for providing local retailers, e.g., local restaurants, a network based interactive ordering service are disclosed. The network based...
US-8,660,594 Method and data card for shielding short message receiving function
The disclosure discloses a method for shielding a short message receiving function. The method includes the following steps of: storing parameters related to...
US-8,660,533 System, method and apparatus for pairing SIM or UICC cards with authorized wireless devices
A wireless device and a process of authorizing a wireless device are disclosed. The process includes storing a list of authorized terminals within a memory...
US-8,660,137 Method and system for quality of service and congestion management for converged network interface devices
Certain aspects of a method and system for quality of service and congestion management for converged network interface devices are disclosed. Aspects of a...
US-8,659,547 Trajectory-based control method and apparatus thereof
A method for constructing a gesture mouse utilizes an object e.g., a user's palm) in the background of the photographed region of a video camera as a...
US-8,657,292 Apparatus and method for playing a modified version of baccarat
An apparatus for providing an electronic, modified version of baccarat, comprises a user interface configured to detect receipt of a first bet from a game...
US-8,657,204 Information providing system, apparatus and method for information processing, and computer program product
An information providing system includes the following elements. An IC card stores card ID. An information providing terminal reads out the card ID of the IC...
US-8,657,192 Apparatus and method for encrypting data in a magnetic stripe reader
A magnetic stripe reader assembly for a point of sale terminal is provided. The magnetic stripe reader reads the account data from a card and may encrypt it...
US-8,657,191 Magnetic detection of back-side layer
The invention relates to an integrated circuit comprising a substrate having a first side and a second opposing side. An electronic circuit (EC) is provided at...
US-8,655,787 Automated detection of defined input values and transformation to tokens
A computer-implemented technique processes a potentially sensitive item of data (e.g., data which may be either a credit card number or a token having a similar...
US-8,655,781 Dynamic currency conversion system and method
A system for dynamic currency conversion is provided. The system includes a bank identifier system determining whether currency conversion is available for a...
US-8,655,774 Retailer debit card system
A method of processing a purchase transaction for one or more items includes receiving, at a central computing network, MICR information associated with a...
US-8,655,720 Systems for providing returns on rebated items at a point-of-sale
A system for providing instant rebates to a customer at a point of sale includes a kiosk by which the customer initiates a rebate process by presenting a...
US-8,655,502 Rotatable fan array rotated based on computer process execution for personal computer
Embodiments of the disclosed technology comprise a computer with at least one fan which may change orientation based on anticipated or actual heat of a device...
US-8,654,680 Packet forwarding using multiple stacked chassis
A stacked chassis comprising multiple physical switch/router chassis operates without any special stacking hardware or stacking channels. Instead, a stacking...
US-8,654,668 Open platform architecture for integrating multiple heterogeneous network functions
A platform for seamlessly hosts a plurality of disparate types of packet processing applications. One or more applications are loaded onto a service card on the...
US-8,653,938 Method of protection in a contactless radiofrequency communication
A method of protection of a near-field contactless communication system against malicious attacks. The method includes exchange of information between a reader...
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